Summary
A Chapter 7 bankruptcy discharge can be delayed if a trustee recovers assets, prompting creditors to file claims. This is a normal part of the process and doesnt imply wrongdoing. Informing the trustee about any assets, like a tax refund, is crucial. Buying a vehicle with attorney approval is generally not problematic, but transparency with the trustee is essential. Consult your attorney for specific guidance and follow up if they havent responded.Full Conversation
Just received it in the mail. The notice was from the trustee stating funds had been recovered and creditors need to file proof of claim before June *,*
Hey Renee! It sounds like your trustee recovered some assets that can be distributed to your creditors, which is why they need to file proof of claim. This can delay your discharge until all claims are reviewed and resolved.
Have you considered reaching out to a local bankruptcy attorney to get specifics on how long the delay might be and any further steps you should take?
I emailed my bankruptcy attorney
It sounds like you're on the right track by reaching out to your bankruptcy attorney. They will have the most specific information regarding your case. In general, your discharge could be delayed until the trustee reviews and resolves all creditor claims.
Do you have any other concerns or need more information about the bankruptcy process?
Did i do something wrong
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Hey Renee! Based on what you've shared, it doesn't sound like you did anything wrong. The trustee recovering funds and asking creditors to file claims is a normal part of the process. It might just delay the discharge a bit, but your attorney will provide the best guidance.
If you need more detailed information or have other concerns, feel free to ask!
I deposited my tax refund check because I didn’t want to lose it. I know I have to pay that to the trustee. Is that the problem
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Hey Renee! Depositing your tax refund check isn't necessarily a problem, but it’s important to inform your trustee about it, as it may be considered an asset in your bankruptcy case. Your attorney will guide you on the best way to handle it. Have you contacted your trustee about the tax refund check yet?
I contacted my attorney. They said they would get back with the numbers and never did
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Hey Renee! It seems like you are doing everything correctly by staying in touch with your attorney. The delay in discharge is likely due to the trustee's discovery of funds. Keeping your attorney informed about the tax refund is crucial. If they haven’t responded, you might want to follow up with them.
Do you have any other questions or concerns about the bankruptcy process?
Can my case be discharged by the original date even though trustee filed this notice
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Hey Renee! Your case might be delayed due to the trustee's notice, as all creditor claims need to be reviewed and resolved first. Unfortunately, it's unlikely to be discharged by the original date. Following up with your attorney is your best course of action. Do you have any other questions or concerns?
Ugh. That’s annoying. I bought a vehicle because I surrendered my vehicle in the process and was okayed by attorney. Is this a problem
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Hey Renee! Buying a vehicle after surrendering your old one, especially with your attorney's approval, shouldn't be a problem. However, you should inform your trustee about the purchase. This ensures transparency and avoids any complications.
Do you have any other questions or concerns?
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