Bankruptcy Options For Families

Summary

Filing for bankruptcy in Missouri with joint property ownership can be complex. Chapter 13 bankruptcy may help retain assets like a home and car. Legal aid societies and pro bono services offer free or reduced-cost assistance. Consulting a bankruptcy attorney is advisable to manage all parties interests effectively.

Full Conversation

My husband and I take care of my mother who has dementia. We need to file bankruptcy for her but none of us have money. I have heard of free resources. Is that really available?
Hi ****, there are free resources available for bankruptcy assistance. Here are some options you might consider:
- Legal Aid Societies often provide free legal services for those in need.
- Pro Bono services offered by lawyers.
- Non-profit organizations that specialize in financial counseling.
Would you like more information on any of these options?
Yes and we all live together and my mom owns house (still paying) but all * is on title and deed will that be a problem. I also have POA but it doesn't state anything about bankruptcy
Hey ****, thanks for sharing the details. In Missouri, here's what you should know about filing bankruptcy when all three are on the title and deed:
- Joint ownership may complicate bankruptcy, as all owners' interests are considered.
- POA can assist in managing affairs, but specific bankruptcy authority might require additional legal actions.

Would you like more information on how to proceed with bankruptcy given your situation?
Yes please
Case Rating: *
****, here are some key points about filing bankruptcy in Missouri given your situation:
- You might need to consult with a bankruptcy attorney to ensure all parties' interests are properly managed.
- Consider filing for Chapter * bankruptcy, which allows for debt repayment while keeping assets like a home.
Would you like more details on specific legal resources or organizations that can help you navigate this process?
Yes because she has a car still paying on we want to keep as well
Case Rating: *
****, here are some important points to consider when trying to keep assets like a car while filing for bankruptcy in Missouri:
- Chapter * bankruptcy may allow you to restructure debt, including car loans, while keeping the vehicle.
- Legal aid societies and pro bono services can guide you through this process for free or at a reduced cost.
Would you like more information on specific legal resources or organizations that could assist you further?
Yes please
Case Rating: *
****, here are some resources and organizations that might help you with bankruptcy assistance:
- Legal Aid of Western Missouri: Offers free legal services and might be able to assist with bankruptcy cases.
- Missouri Bar Association: Provides information on pro bono legal services.
If you need more specific details, feel free to ask!
Ok thank you so much
Case Rating: *
****, filing for bankruptcy with multiple owners on a property and a car loan can be complex. Consulting a bankruptcy attorney might be beneficial. If you need more specific details or have further questions, feel free to reach out!