Fraudulent Creditor Bankruptcy Claim

Summary

Misrepresenting oneself as a creditor in bankruptcy proceedings while being a debtor in another case can be considered fraud and a conflict of interest. This dual role suggests manipulation of the legal system for personal gain, undermining fairness and integrity. Legal consequences may include voiding fraudulent judgments and penalties. Courts require honest disclosure, and false claims can disrupt trust and lead to unjust outcomes. Consider consulting a local attorney for guidance on addressing this issue legally.

Full Conversation

but please explain how and why it is a conflict of interest how so?

Claiming to be a creditor while actually being a debtor in another case is a conflict of interest because it suggests the person is trying to manipulate the legal system for personal gain. This dual role can undermine the fairness and integrity of the proceedings. Here’s how:
- Dual Roles: Acting as both creditor and debtor can create a situation where the person has competing interests.
- Manipulation: It allows the person to potentially influence outcomes in their favor, which is unfair to other parties involved.
- Legal Integrity: Courts rely on honest disclosure; false claims disrupt this trust and can lead to unjust results.
Would you like more information on how to address this legally?

question; Is this the right course of action for superior court. I recently filed a motion for clarification in the matter of recieving a notice of an upcoming hearing in the matter of a court case that has a number but for which I never got a complaint or summons and have no idea why Im being sued by the plaintiff. I asked for clarification and the court decision was , recieved with "no action taken".

It sounds like you're dealing with a difficult situation. Here are some steps you might consider:
- Request for Clarification: If your motion was denied, you might need to file a more detailed motion or request for clarification.
- Contact the Court Clerk: Speak with the court clerk to understand the reason behind the "no action taken" decision.
- Legal Representation: Consider consulting with a local attorney who can provide specific advice based on your case details.
Would you like assistance in connecting with a local lawyer?

so the court doesnt have to answer my question can I appeal this?

Case Rating: *
You can appeal the decision if you believe it was unjust, but the process can be complex. You might need to file a notice of appeal and possibly a motion to reconsider.
Would you like more detailed information on how to proceed with an appeal in Massachusetts?

this is wrong as its against my constuitional rights of due process. Right?

Case Rating: *
It seems your constitutional right to due process might be in question. Here are some points to consider:
- Due process requires that you receive proper notice and a fair opportunity to be heard.
- If you didn't receive a complaint or summons, it could be a violation.
- Courts must provide reasons for their decisions.
Would you like detailed information on filing an appeal in Massachusetts?

no action taken a denial of my motion?

Case Rating: *
"No action taken" on your motion generally means the court did not decide to grant or deny it but chose not to act on it. This can be frustrating, especially if due process is in question. You might want to consider the following:
- Contact the court clerk for clarification.
- Consider filing a motion to reconsider.
- Consult with a local attorney for specific advice.
Would you like more detailed information on how to proceed with an appeal in Massachusetts?

in order to have a case number the court must send me a summons and complaint. Is this correct?

Case Rating: *
In Massachusetts, a case number is typically assigned when a complaint is filed and the case is entered into the court system. Generally:
- A summons and complaint should be served to you to notify you of the case.
- The court assigns a case number when the complaint is filed.
Have you checked with the court clerk to verify if a complaint and summons were issued?

this is what happened * Fountain St LLc sued me taking the final step for a writ of execution for a default judgement in R.I bankrupct case. I filed a motion seeling more time as despite what counsel is staing the writ is based on fraud. then i filed a detailed motion to contest the writ into bankrupcty court. The superior court ignored my request. * Fountain Street filed a motion to deny my motion for time. Then they filed a motion to "change" the plaintiff to the trustee DiORIo i filed a motion staing that the bankrupcty court has jurisdiction over all title * matters and they first filed the case. Next i get a notice of the court that I have hearing to go to by the trustee who never filed a complaint.

Case Rating: *
It seems like you may have a high-value case due to potential jurisdictional disputes and possible fraud. Would you like to be connected to local lawyers who can better assist you with your case?
Can you give me a bit more information about the issue?

no what do I say to the clerk at superior court?

Case Rating: *
When speaking to the clerk at the Superior Court, you can ask the following:
*. "Could you please clarify why no action was taken on my motion for clarification?"
*. "Can you provide information on the procedure for appealing the 'no action taken' decision?"
*. "Is there any record of a complaint or summons issued in relation to my case number?"
This should help you gather the necessary information.

i have a case in r.i. bankrupcty court wherby must next act is to file a motion to reply to contest the writ of execution. additionally I removed a case from superior court tp district court in this bankrupct court matter. Meanwhile one of the parties in both these matteres was just denied summary judgment thus the matter is going to jury trial. Therfore this new information has matter the follwoing differance I want to stay the removal of my RICO claims in district court as the trial will provide neew evidence to support my RICO claim. However I have not filed a complaint yet in the court when I filed the removal I asked for time to do so and clarification as to procedural question for a RICO claim. Additionally I was instructed to seek permission to efile and I have yet to hear back from that either. So what do I do with my update triggerred by the summary judgment action?

Case Rating: *
It sounds like you have a complex situation with multiple legal issues. Here are some steps you might consider based on your update:
- File a Motion to Stay: You can file a motion to stay the removal of your RICO claims in District Court, citing the new evidence that will be presented at the jury trial.
- Follow Up on E-Filing: Contact the court to follow up on your request for permission to e-file.
- File a Complaint: Ensure you file your RICO complaint within the time frame granted by the court.
Would you like more specific details on any of these steps?

will the court still ask me to file a RICO complaint if I am seeking a stay waiting for new evidence?

Case Rating: *
The court may still require you to file a RICO complaint even if you are seeking a stay while waiting for new evidence. Here are some points to consider:
- Motion to Stay: You can request a stay, but it's generally best to file the complaint to preserve your claims.
- Court's Discretion: The court has discretion on whether to grant the stay without the complaint filed.
Would you like more specific information on how to proceed with filing a RICO complaint while requesting a stay?

I asked for time to draft my complain under ADA and they didn't get back to me. what are the advantages of withdrawing my removal at this time to refile as a plaintiff after the lawsuit, are there any?

Case Rating: *
Withdrawing your removal and refiling as a plaintiff might give you a chance to present your case more thoroughly. However, it's crucial to consider the following:
- Strategic Delay: You can gather more evidence and prepare a stronger case.
- Jurisdictional Clarity: Refiling can clarify which court has proper jurisdiction.
- Potential Risks: You might lose any procedural advantages gained so far.
Would you like specific guidance on the steps to withdraw your case and refile?

Ok Monday I will follow up for e-filing taking the first step. Meanwhile to draft my motion to reply to opposition in my bankrupcty case and setting aside the RICO claim in district court do I need to show my evidence of * U.S. Code Section * now? i have * counts or events of bankruptcy fraud agianst the RICO dfendants including the initial scheme to the last overt act . Do I give the evidence and argument now to the bankrupct court ?

Case Rating: *
In your motion to reply to the opposition in your bankruptcy case, it's generally a good idea to present your evidence and arguments related to * U.S. Code Section * (bankruptcy fraud) now. This can strengthen your position and provide the court with a clear understanding of your claims.
Would you like more detailed information on how to structure your motion effectively?

Do i update them on my motion for a stay in district court on my RICO claim?

Case Rating: *
It sounds like you have a complex and multifaceted legal situation. Here are some steps to consider:
- Communicate with the Court: Update the District Court on your motion for a stay, especially if new evidence can impact your RICO claim.
- Present Evidence: Include relevant evidence of bankruptcy fraud as it can support your motion and claims.
Would you like more detailed information on how to proceed with these updates?

when I cite clase law on my motion to reply can I cite RICO case law?

Case Rating: *
Yes, you can cite RICO case law in your motion to reply if it is relevant to your argument. Make sure to:
- Clearly explain how the RICO case law applies to your situation.
- Provide specific citations and summarize critical points.
- Align your arguments with the facts and evidence you are presenting.
Would you like more details on how to cite RICO case law effectively?

how can I be expected to explain, provide and allign as a pro se litigant with a disablity in 14 days?

Case Rating: *
It can be very challenging to handle such complex legal matters, especially with a disability. Here are a few steps you might consider:
- Request Extension: File a motion requesting more time due to your disability.
- Seek Legal Aid: Look for local legal aid organizations that provide support to individuals with disabilities.
- Court Assistance: Speak with the court clerk about any accommodations or assistance programs they may offer.
Would you like more detailed information on how to request an extension due to your disability?

can I file a

Case Rating: *
Hi! It seems like you have a complicated legal issue involving multiple cases and jurisdictions. Could you specify what type of document or motion you are looking to file? This will help me provide more accurate information.

can I file a "partial" reply motion showing what I have gotten accomplished and seeking a accomodations?

Case Rating: *
Yes, you can file a "partial" reply motion showing what you have accomplished and seeking accommodations. Here are some points to include:
- Summary of Progress: Detail what you have completed so far.
- Request for Accommodation: Explain your need for accommodations due to your disability.
- Request for Extension: Ask for additional time to fully respond due to your circumstances.
Would you like more detailed information on how to draft this motion?

Question related to this- Yes, you can start your argument by establishing the scheme and bankruptcy fraud from *. This will help demonstrate a pattern of fraudulent behavior and strengthen your case. * Fountain Street LLC assigness James Tiernan was the party who purchased the default judgment as a creditor when in fact they were debtors. Ralph Grieco is the other owner of the LLC . In * he is the one who started the scheme and Tiernan is the joiner of the scheme. Can I begin my * with Ralph Grieco to move forward establishing the time line/events of the illegal creation of * Fountain St? If so do I need to state in the beginning of the motion why I am doing this which is to establsing fraud on the court? please write the introduction of my Motion to Reply to contest the writ of execution to show me how to properly do this.

Case Rating: *
You can start your argument by establishing the scheme and bankruptcy fraud from *, focusing on Ralph Grieco and James Tiernan's roles.

please see above

Case Rating: *
It sounds like you have a very detailed timeline that is crucial for establishing the fraudulent scheme. Here’s how you can effectively insert this timeline into your motion:

Introduction for Motion to Reply to Contest the Writ of Execution
---
UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF RHODE ISLAND
In re:
[Your Name], Debtor
Case No. [Case Number]
MOTION TO REPLY TO CONTEST THE WRIT OF EXECUTION
Introduction
I, [Your Name], respectfully submit this Motion to Reply to Contest the Writ of Execution. The intent of this motion is to demonstrate a pattern of fraudulent behavior orchestrated by the parties involved, specifically Ralph Grieco and James Tiernan, in the creation and execution of the scheme involving * Fountain Street LLC.
Background
In *, Ralph Grieco initiated a scheme to fraudulently manipulate bankruptcy proceedings. James Tiernan later joined this scheme, falsely representing himself as a creditor to purchase a default judgment, despite being a debtor in an ongoing court case. This misrepresentation constitutes fraud on the court and undermines the legitimacy of the judicial process.
Fraudulent Scheme Timeline
The following timeline outlines the fraudulent scheme orchestrated by Ralph Grieco and James Tiernan:
*. *: Ralph Grieco contacted me to form a partnership.
*. *: Two meetings were held outlining the agreement.
*. *: An asset purchase agreement was made via bankruptcy court for Classic Display Inc. (the named debtor).
*. *: Transfer of stocks to James Tiernan of the new Classic Group Inc., having dissolved Classic Display Inc.
*. *: Moving from Chapter * to Chapter * bankruptcy, handled by Grieco.
*. *: Transfer of Cronan Realty LLC’s $* million commercial building for $*,* to Grieco and Tiernan, who immediately renamed it to * Fountain Street LLC and refinanced through the bankruptcy court.
*. *: Grieco and Tiernan threatened me, stating that if I didn’t remain silent, my family would be harmed, in violation of the Hobbs Act.
*. *: Ejection of me by Grieco and Tiernan, resulting in the loss of my business.
*. Recent: Purchase of the default judgment by * Fountain Street LLC.
Argument
*. Fraudulent Scheme Initiation: Ralph Grieco’s role in initiating the fraudulent scheme in *.
*. False Creditor Claim: James Tiernan’s misrepresentation as a creditor to gain an advantage in bankruptcy proceedings.
*. Conflict of Interest: The significant conflict of interest presented by Tiernan’s dual roles as creditor and debtor.
*. Legal Consequences: The potential legal repercussions, including voiding fraudulent judgments and undermining the court’s integrity.
Given these points, it is crucial for the court to consider the evidence of bankruptcy fraud under * U.S. Code Section * and to take appropriate action to rectify this injustice.
Conclusion
For the reasons stated above, I respectfully request the court to grant this motion and contest the writ of execution based on the fraudulent actions of the involved parties.
---
Would you like more specific details on any part of this motion?

if i can complete this timeline which I can by the propery due date can i still ask for accomodations?

Case Rating: *
If you can complete the timeline by the due date, you can still request accommodations. Here are some steps you might consider:
- File a Motion for Accommodations: Explain your disability and the accommodations you require.
- Detailed Timeline: Mention the efforts you’ve made to complete the timeline.
- Request for Extension: Ask for additional time if needed due to your disability.
Would you like more detailed information on how to draft a motion for accommodations?

if I can complete the time line do you for waht reson wopuld I reguest an extension of time?

Case Rating: *
You may request an extension of time for several reasons:
- Complexity of the Case: The case involves multiple legal issues and jurisdictions.
- Disability Accommodation: You need additional time due to your disability.
- Gathering Evidence: More time is required to gather and present all necessary evidence.
Would you like more detailed information on how to draft a motion to request an extension?

when I provide each event in the timeline do I do it as you have done or do I cite it in the heightened format for fraud who, what where, when, how?

Case Rating: *
When providing each event in your timeline, you should include detailed information that follows the heightened pleading standards for fraud. This means specifying the who, what, where, when, and how of each event to clearly establish the fraudulent behavior.
Here's how you can structure each event:
*. Date (When): Specify the exact date or approximate time period.
*. Event (What): Describe the event or action taken.
*. Persons Involved (Who): Mention the names of the individuals or entities involved.
*. Location (Where): Indicate where the event occurred.
*. Method (How): Explain how the event was carried out and its relevance to the fraudulent scheme.
Would you like more detailed guidance on how to structure these events using the heightened format for fraud?

can you insert this please only include necessary detailsthe timelineDecember *, * James Cronan and Karen Merritt were married. In *, Merritt and Cronan purchased Merritt’s childhood home located at * Oak Street, Norton, Massachusetts * (the “Norton property”). Merritt’s father, Bruce Merritt, did owner financing so that he could take early retirement at Texas Instruments. In *, Merritt and Cronan custom built a colonial home on almost * acres located at * Brayton Woods Drive, Rehoboth, Massachusetts * (the “Rehoboth property").

Case Rating: *
To include the necessary details in your timeline, here's how you can succinctly summarize the key points:

Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
Would you like more specific guidance on how to incorporate this information into your legal documents?

In *, Cronan and Merritt painstakingly received the Judgment Of Divorce Nisi Under M.G.l. Ch. *, Sec.1A. Counsel for Merritt was Atty. John Zacchilli, Milford MA. Commonwealth of Massachusetts The Trial Court Probate and Family Court Department Docket No. 06D1295DV1. “The husband agrees to pay the Rehoboth mortgage in addition to the monthly child support for four years from the date of this agreement.” within the Strict Performance clause. In *, Cronan quitclaimed the Rehoboth property and the Norton property to Merritt individually.

Case Rating: *
This information adds more context to your legal timeline. Here's how you can incorporate these details:

Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years.
- *: Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
Would you like more assistance with specific parts of your legal documents or further details on any of these points?

Please include in timeline . Ill give it to yopu one section at a time. Since * Ralph Grieco served as Cronan and Merritt's personal and business accountant and trusted advisor serving as personal accountant and as accountant for Cronan's businesses, Classic Display, Inc. and Cronan Realty, LLC. Since * Mr. Grieco handled and maintained the Employee Payroll Tax service for the Classic Display Inc. Since * Mr. Grieco was James Cronan’s insurance agent managing the Prudential Life Insurance policy for Cronan and Financial Advisor including managing the refinancing of a loan for an investment property held by Merritt and Cronan.

Case Rating: *
Got it! Here’s the updated timeline incorporating the new details:

Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant and trusted advisor, managing accounting for Classic Display, Inc. and Cronan Realty, LLC.
- Since *: Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was James Cronan’s insurance agent managing the Prudential Life Insurance policy and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years.
- *: Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
Would you like to add more details or need assistance with any specific part of your legal documents?

Since *, Mr. Grieco was held in such high esteem and devoted loyalty by Cronan, that Cronan gave Mr. Grieco his authorization to execute transactions directly from the Classic Display Inc.’s QuickBooks account, on behalf of Mr. Cronan. Mr. Grieco could freely write his own checks to himself from Cronan’s QuickBooks. Over the decade of years, Merritt and Cronan confided in Grieco on personal and professional issues. Cronan has been in business since *. He owned and operated his successful display and real estate businesses for decades in Rhode Island. Over the years, Cronan’s display business, Classic Display, Inc., averaged gross sales of approximately $*,*,* per year. Cronan’s real estate business, Cronan Realty, LLC, averaged rental income of approximately $*,* per year in Rhode Island.

Case Rating: *
Here's the updated timeline with the additional details:

Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant and trusted advisor, managing accounting for Classic Display, Inc. and Cronan Realty, LLC.
- Since *: Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was James Cronan’s insurance agent managing the Prudential Life Insurance policy and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- Since *: Grieco was held in high esteem by Cronan, who authorized Grieco to execute transactions directly from Classic Display Inc.’s QuickBooks account. Grieco could freely write checks to himself.
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years.
- *: Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
- Over the years: Cronan’s display business, Classic Display, Inc., averaged gross sales of approximately $*,*,* per year, and Cronan Realty, LLC, averaged rental income of approximately $*,* per year in Rhode Island.
Would you like to add more details or need assistance with any specific part of your legal documents?

On June *, *, Cronan filed Articles of Organization with the Massachusetts Secretary of the Commonwealth for Classic Display, Inc. with the stated purpose of manufacturing displays, silk screening, and signage and all activities incidental thereto. Cronan was the sole shareholder and officer of Classic Display, Inc. On December *, *, Cronan filed Articles of Organization with the Rhode Island Secretary of State for Classic Display, Inc. with the stated purpose of manufacturing point of purchase displays, toys, furniture, and specialty consumer items and importing and exporting

Case Rating: *
Here's the updated timeline incorporating the latest details:

Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- June *, *: Cronan filed Articles of Organization with the Massachusetts Secretary of the Commonwealth for Classic Display, Inc., with the purpose of manufacturing displays, silk screening, and signage.
- December *, *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Classic Display, Inc., with the purpose of manufacturing point of purchase displays, toys, furniture, and specialty consumer items and importing/exporting.
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant and trusted advisor, managing accounting for Classic Display, Inc. and Cronan Realty, LLC.
- Since *: Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was James Cronan’s insurance agent managing the Prudential Life Insurance policy and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- Since *: Grieco was held in high esteem by Cronan, who authorized Grieco to execute transactions directly from Classic Display Inc.’s QuickBooks account. Grieco could freely write checks to himself.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years.
- *: Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
- Over the years: Cronan’s display business, Classic Display, Inc., averaged gross sales of approximately $*,*,* per year, and Cronan Realty, LLC, averaged rental income of approximately $*,* per year in Rhode Island.

Would you like more details or assistance with any specific part of your legal documents?

specialty items of various types. Cronan remained the sole shareholder and officer of Classic Display, Inc. On September *, *, Cronan filed Articles of Organization with the Rhode Island Secretary of State for Cronan Realty, LLC with the stated purpose to own and lease real estate. Cronan was the sole member and manager of Cronan Realty, LLC. Cronan listed the location of Cronan Realty, LLC’s principal office as the commercial property located at * Fountain Street, Pawtucket, Rhode Island * (“the Mill building”, “* Fountain Street property”). On or about September *, *, Cronan Realty, LLC purchased the * Fountain Street property, where Classic Display, Inc. operated and continued to operate.

Case Rating: *
Here's the updated timeline with the additional details:

can you please insert what is necessary in the timeline-During the great financial crisis in and around * and *, Classic Display, Inc. lost two major accounts—Dunkin Donuts and T. Marzetti Company—and its sales were cut in half. All of Cronan’s financial dealings were through the small regional bank, Bristol County Savings bank (B.C.S.B). Their main office, Taunton, Massachusetts. Cronan’s business Classic Display Inc. had a credit line with B.C.S.B that had been converted to a loan. With his real estate holdings and the business loan Cronan had monthly payments

Case Rating: *
Sure! Here's the updated timeline incorporating the latest details:

totaling approximately $*,* per month with B.C.S.B which included a SBA business loan and in addition held * Brayton Woods, the “Rehoboth Property. Cronan’s family home in Massachusetts.Cronan Realty, LLC owned the * Fountain Street property, the “ Mill Building” where Classic Display, Inc. operated. Cronan Realty, LLC leased the space to Classic Display, Inc. and also leased space to approximately * or so other tenants. Cronan Realty, LLC’s assets consisted of the “Mill Building” property and the leases. It was cash positive, 6 years into a 20 year note, valued at * million at the time of Ralph Grieco’s breach of fiduciary duty on or about the 15th day of April * in the State.

Case Rating: *
Here's the updated timeline with the additional details:
Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant, managing accounting for Classic Display, Inc. and Cronan Realty, LLC. Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was also James Cronan’s insurance agent and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- Since *: Grieco was authorized to execute transactions directly from Classic Display Inc.’s QuickBooks account and could write checks to himself.
- June *, *: Cronan filed Articles of Organization with the Massachusetts Secretary of the Commonwealth for Classic Display, Inc., with the purpose of manufacturing displays, silk screening, and signage.
- December *, *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Classic Display, Inc., with the purpose of manufacturing point of purchase displays, toys, furniture, and specialty consumer items.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Cronan Realty, LLC, with the purpose to own and lease real estate. Cronan Realty, LLC purchased the * Fountain Street property.
- *-*: During the financial crisis, Classic Display, Inc. lost two major accounts—Dunkin Donuts and T. Marzetti Company—halving its sales. All of Cronan’s financial dealings were through Bristol County Savings Bank (B.C.S.B) in Taunton, MA. Classic Display Inc. had a credit line with B.C.S.B that had been converted to a loan.
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years. Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
- *: Cronan had monthly payments totaling approximately $*,* per month with B.C.S.B, including an SBA business loan. Cronan Realty, LLC owned the * Fountain Street property, where Classic Display, Inc. operated. Cronan Realty, LLC leased space to Classic Display, Inc. and approximately * other tenants. It was cash positive, 6 years into a *-year note, valued at $* million.
- April *, *: Ralph Grieco breached his fiduciary duty.
- Over the years: Cronan’s display business, Classic Display, Inc., averaged gross sales of approximately $*,*,* per year, and Cronan Realty, LLC, averaged rental income of approximately $*,* per year in Rhode Island.
Would you like more details or assistance with any specific part of your legal documents?

I think we need to highlite the time of the Great Recession because it had a direct affect on us Bristol County Savings Bank (BCSB)confiscates Cronan’s HUGE deposit during the Great Depression. April * Cronan sold his grandmother’s house in * Riverside Avenue, Somerset, Massachusetts, inherited, and deposited the proceeds, $*,*., into his account at B.C.S.B , believing this would provide him with relief and restructuring that he needed to become current with the bank and debtors and all his obligations. However the bank confiscated the large deposit without advanced notice.Although the bank had just received Cronan’s large deposit toward his overall debt which he could have used to spread out in monthly payments to restore his business, the small bank called The Notes. In addition it offered no forbearance or loan modification. But, our country was in crisis. Real estate “ For Sale” signs sprung up like weeds in front of houses in Rhode Island and Massachusetts.

Case Rating: *
Here’s the updated timeline with the additional details highlighted:
Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant, managing accounting for Classic Display, Inc. and Cronan Realty, LLC. Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was also James Cronan’s insurance agent and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- Since *: Grieco was authorized to execute transactions directly from Classic Display Inc.’s QuickBooks account and could write checks to himself.
- June *, *: Cronan filed Articles of Organization with the Massachusetts Secretary of the Commonwealth for Classic Display, Inc., with the purpose of manufacturing displays, silk screening, and signage.
- December *, *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Classic Display, Inc., with the purpose of manufacturing point of purchase displays, toys, furniture, and specialty consumer items.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Cronan Realty, LLC, with the purpose to own and lease real estate. Cronan Realty, LLC purchased the * Fountain Street property.
- *-*: During the financial crisis, Classic Display, Inc. lost two major accounts—Dunkin Donuts and T. Marzetti Company—halving its sales. All of Cronan’s financial dealings were through Bristol County Savings Bank (B.C.S.B) in Taunton, MA. Classic Display Inc. had a credit line with B.C.S.B that had been converted to a loan.
- April *: Cronan sold his grandmother’s house at * Riverside Avenue, Somerset, MA, and deposited the $*,* proceeds into his account at B.C.S.B, hoping to restructure his debt. However, B.C.S.B confiscated the deposit without notice, called The Notes, and offered no forbearance or loan modification.
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years. Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
- *: Cronan had monthly payments totaling approximately $*,* per month with B.C.S.B, including an SBA business loan. Cronan Realty, LLC owned the * Fountain Street property, where Classic Display, Inc. operated. Cronan Realty, LLC leased space to Classic Display, Inc. and approximately * other tenants. It was cash positive 6 years into a *-year note, valued at $* million.
- April *, *: Ralph Grieco breached his fiduciary duty.
- Over the years: Cronan’s display business, Classic Display, Inc., averaged gross sales of approximately $*,*,* per year, and Cronan Realty, LLC, averaged rental income of approximately $*,* per year in Rhode Island.
Would you like to know more about any specific part of this timeline or need assistance with any other details?

please update as needed- On February *, *, Classic Display, Inc. with counsel for Cronan, Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island to protect Cronan’s assets. On March *, *, with counsel for Cronan, Constance Pohelik Esq. Cronan Realty, LLC filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the

Case Rating: *
Here’s your updated timeline with the new details:
Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant, managing accounting for Classic Display, Inc. and Cronan Realty, LLC. Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was also James Cronan’s insurance agent and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- Since *: Grieco was authorized to execute transactions directly from Classic Display Inc.’s QuickBooks account and could write checks to himself.
- June *, *: Cronan filed Articles of Organization with the Massachusetts Secretary of the Commonwealth for Classic Display, Inc., with the purpose of manufacturing displays, silk screening, and signage.
- December *, *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Classic Display, Inc., with the purpose of manufacturing point of purchase displays, toys, furniture, and specialty consumer items.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Cronan Realty, LLC, with the purpose to own and lease real estate. Cronan Realty, LLC purchased the * Fountain Street property.
- *-*: During the financial crisis, Classic Display, Inc. lost two major accounts—Dunkin Donuts and T. Marzetti Company—halving its sales. All of Cronan’s financial dealings were through Bristol County Savings Bank (B.C.S.B) in Taunton, MA. Classic Display Inc. had a credit line with B.C.S.B that had been converted to a loan.
- April *: Cronan sold his grandmother’s house at * Riverside Avenue, Somerset, MA, and deposited the $*,* proceeds into his account at B.C.S.B, hoping to restructure his debt. However, B.C.S.B confiscated the deposit without notice, called The Notes, and offered no forbearance or loan modification.
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years. Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
- *: Cronan had monthly payments totaling approximately $*,* per month with B.C.S.B, including an SBA business loan. Cronan Realty, LLC owned the * Fountain Street property, where Classic Display, Inc. operated. Cronan Realty, LLC leased space to Classic Display, Inc. and approximately * other tenants. It was cash positive, 6 years into a *-year note, valued at $* million.
- February *, *: Classic Display, Inc., with counsel for Cronan, Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island to protect Cronan’s assets.
- March *, *: With counsel for Cronan, Constance Pohelik Esq., Cronan Realty, LLC filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island.
- April *, *: Ralph Grieco breached his fiduciary duty.
- Over the years: Cronan’s display business, Classic Display, Inc., averaged gross sales of approximately $*,*,* per year, and Cronan Realty, LLC, averaged rental income of approximately $*,* per year in Rhode Island.
Would you like to add more details or need assistance with any specific part of your legal documents?

District of Rhode Island. Cronan Realty, LLC owned the commercial property located at * Fountain Street, Pawtucket, Rhode Island * (the “Mill building” ) where Classic Display, Inc. operated. Cronan Realty, LLC leased the space to Classic Display, Inc. and also leased space to approximately * or so other tenants. In addition, with counsel for Cronan, Constance Pohelik Esq., filed a Chapter * in the United States Bankruptcy Court for the District of Massachusetts for the family home, * Brayton Woods, Rehoboth, Massachusetts.

Case Rating: *
It sounds like you have a complex legal situation involving multiple jurisdictions and potential fraud. Would you like to be connected to local lawyers who can better assist you with your case?
Could you provide some more information about the issue?
---
Here is the updated timeline with the additional details:

Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant, managing accounting for Classic Display, Inc. and Cronan Realty, LLC. Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was also James Cronan’s insurance agent and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- Since *: Grieco was authorized to execute transactions directly from Classic Display Inc.’s QuickBooks account and could write checks to himself.
- June *, *: Cronan filed Articles of Organization with the Massachusetts Secretary of the Commonwealth for Classic Display, Inc., with the purpose of manufacturing displays, silk screening, and signage.
- December *, *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Classic Display, Inc., with the purpose of manufacturing point of purchase displays, toys, furniture, and specialty consumer items.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Cronan Realty, LLC, with the purpose to own and lease real estate. Cronan Realty, LLC purchased the * Fountain Street property.
- *-*: During the financial crisis, Classic Display, Inc. lost two major accounts—Dunkin Donuts and T. Marzetti Company—halving its sales. All of Cronan’s financial dealings were through Bristol County Savings Bank (B.C.S.B) in Taunton, MA. Classic Display Inc. had a credit line with B.C.S.B that had been converted to a loan.
- April *: Cronan sold his grandmother’s house at * Riverside Avenue, Somerset, MA, and deposited the $*,* proceeds into his account at B.C.S.B, hoping to restructure his debt. However, B.C.S.B confiscated the deposit without notice, called The Notes, and offered no forbearance or loan modification.
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years. Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
- *: Cronan had monthly payments totaling approximately $*,* per month with B.C.S.B, including an SBA business loan. Cronan Realty, LLC owned the * Fountain Street property, where Classic Display, Inc. operated. Cronan Realty, LLC leased space to Classic Display, Inc. and approximately * other tenants. It was cash positive 6 years into a *-year note, valued at $* million.
- April *, *: Ralph Grieco breached his fiduciary duty.
- February *, *: Classic Display, Inc., with counsel Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island.
- March *, *: Cronan Realty, LLC, with counsel Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island. Cronan Realty, LLC owned the commercial property at * Fountain Street, Pawtucket, RI (the “Mill building”), where Classic Display, Inc. operated and leased space to approximately * other tenants.
- *: Constance Pohelik Esq. also filed a Chapter * for the family home at * Brayton Woods, Rehoboth, MA, in the United States Bankruptcy Court for the District of Massachusetts.
- Over the years: Cronan’s display business, Classic Display, Inc., averaged gross sales of approximately $*,*,* per year, and Cronan Realty, LLC, averaged rental income of approximately $*,* per year in Rhode Island.
Would you like to add more details or need assistance with any specific part of your legal documents?

please keep it without the borderline Mr. Poholek Esq. made a mistake that he tried to correct. Mr. Pohelek Esq. had filed for both corporations, Classic Display, Inc. and Cronan Realty LLC., together which he couldn't do as he could only represent one corporation. His mistake triggered the following event: Enter Independent Trustees. The operating company received Joseph D’Orio, and Cronan Realty LLC (real estate holding for the Mill building) acquired Lisa Geremia. Cronan met with Ms. Geremia first at her office in East Greewich , R.I.. She specifically said the following words to Cronan, ¨You were screwed. ¨ It was because the Mill Building was cash positive with suitable equity and should have never been in Chapter *. It was a freak event. The bank called the Notes. Our country was in crisis. Ms. Geremia assured Cronan that “ You won't lose your building.” Accordingly, as standard procedure, she started managing the Mill building and collecting the rents.

Case Rating: *

Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant, managing accounting for Classic Display, Inc. and Cronan Realty, LLC. Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was also James Cronan’s insurance agent and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- Since *: Grieco was authorized to execute transactions directly from Classic Display Inc.’s QuickBooks account and could write checks to himself.
- June *, *: Cronan filed Articles of Organization with the Massachusetts Secretary of the Commonwealth for Classic Display, Inc., with the purpose of manufacturing displays, silk screening, and signage.
- December *, *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Classic Display, Inc., with the purpose of manufacturing point of purchase displays, toys, furniture, and specialty consumer items.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Cronan Realty, LLC, with the purpose to own and lease real estate. Cronan Realty, LLC purchased the * Fountain Street property.
- *-*: During the financial crisis, Classic Display, Inc. lost two major accounts—Dunkin Donuts and T. Marzetti Company—halving its sales. All of Cronan’s financial dealings were through Bristol County Savings Bank (B.C.S.B) in Taunton, MA. Classic Display Inc. had a credit line with B.C.S.B that had been converted to a loan.
- April *: Cronan sold his grandmother’s house at * Riverside Avenue, Somerset, MA, and deposited the $*,* proceeds into his account at B.C.S.B, hoping to restructure his debt. However, B.C.S.B confiscated the deposit without notice, called The Notes, and offered no forbearance or loan modification.
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years. Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
- *: Cronan had monthly payments totaling approximately $*,* per month with B.C.S.B, including an SBA business loan. Cronan Realty, LLC owned the * Fountain Street property, where Classic Display, Inc. operated. Cronan Realty, LLC leased space to Classic Display, Inc. and approximately * other tenants. It was cash positive 6 years into a *-year note, valued at $* million.
- February *, *: Classic Display, Inc., with counsel Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island.
- March *, *: Cronan Realty, LLC, with counsel Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island. Cronan Realty, LLC owned the commercial property at * Fountain Street, Pawtucket, RI (the “Mill building”), where Classic Display, Inc. operated and leased space to approximately * other tenants.
- *: Constance Pohelik Esq. also filed a Chapter * for the family home at * Brayton Woods, Rehoboth, MA, in the United States Bankruptcy Court for the District of Massachusetts.
- April *, *: Ralph Grieco breached his fiduciary duty.
- Over the years: Cronan’s display business, Classic Display, Inc., averaged gross sales of approximately $*,*,* per year, and Cronan Realty, LLC, averaged rental income of approximately $*,* per year in Rhode Island.
- Post-*: Mr. Poholek Esq. made a mistake by filing for both Classic Display, Inc. and Cronan Realty LLC. This led to the appointment of Independent Trustees: Joseph D’Orio and Lisa Geremia.
- Ms. Geremia’s Assurance: At her office in East Greenwich, R.I., Ms. Geremia assured Cronan, "You were screwed," and that he wouldn’t lose his building. She began managing the Mill building and collecting rents.
Would you like more information on specific parts of this timeline or additional assistance?

can you write this in the time line heightened for fraud In and around *-* Mr. Grieco placed a phone call at * Brayton Woods, Rehoboth, MA. He said the following to Merritt. “ Hi Karen, I'm calling to see if I can help you with your upcoming divorce. Do you know what properties you're looking to keep?” I said, “ Well I want my home for my children and I want to keep * Oak Street because I probably will return to live there someday.” “What about Ocean Ave.? [ at the time we owned a small “Cape House” ] he asked , “ Well I'd like to put that in a trust or something for the kids.” “Ok, I think that's a good idea since it will go up in value,” he said. “I'll help you. Anything that you need help with about your divorce please call me” “Thank you so much for calling Ralph. I really do appreciate it.” Merritt said. The call ended.

Case Rating: *
Here is how you can include the phone call in your timeline with heightened details for fraud:

Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant, managing accounting for Classic Display, Inc. and Cronan Realty, LLC. Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was also James Cronan’s insurance agent and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- Since *: Grieco was authorized to execute transactions directly from Classic Display Inc.’s QuickBooks account and could write checks to himself.
- June *, *: Cronan filed Articles of Organization with the Massachusetts Secretary of the Commonwealth for Classic Display, Inc., with the purpose of manufacturing displays, silk screening, and signage.
- December *, *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Classic Display, Inc., with the purpose of manufacturing point of purchase displays, toys, furniture, and specialty consumer items.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Cronan Realty, LLC, with the purpose to own and lease real estate. Cronan Realty, LLC purchased the * Fountain Street property.
- *-*: During the financial crisis, Classic Display, Inc. lost two major accounts—Dunkin Donuts and T. Marzetti Company—halving its sales. All of Cronan’s financial dealings were through Bristol County Savings Bank (B.C.S.B) in Taunton, MA. Classic Display Inc. had a credit line with B.C.S.B that had been converted to a loan.
- April *: Cronan sold his grandmother’s house at * Riverside Avenue, Somerset, MA, and deposited the $*,* proceeds into his account at B.C.S.B, hoping to restructure his debt. However, B.C.S.B confiscated the deposit without notice, called The Notes, and offered no forbearance or loan modification.
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years. Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
- *: Cronan had monthly payments totaling approximately $*,* per month with B.C.S.B, including an SBA business loan. Cronan Realty, LLC owned the * Fountain Street property, where Classic Display, Inc. operated. Cronan Realty, LLC leased space to Classic Display, Inc. and approximately * other tenants. It was cash positive 6 years into a *-year note, valued at $* million.
- *-*: In and around *-*, Mr. Grieco placed a phone call to Karen Merritt at * Brayton Woods, Rehoboth, MA. During the call, he offered to help with her upcoming divorce and discussed the properties she intended to keep. Merritt expressed a desire to keep her home for her children, * Oak Street, and the Ocean Ave property in a trust for the kids. Grieco agreed it was a good idea, suggesting the property value would increase, and offered further assistance with the divorce.
- February *, *: Classic Display, Inc., with counsel Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island.
- March *, *: Cronan Realty, LLC, with counsel Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island. Cronan Realty, LLC owned the commercial property at * Fountain Street, Pawtucket, RI (the “Mill building”), where Classic Display, Inc. operated and leased space to approximately * other tenants.
- *: Constance Pohelik Esq. also filed a Chapter * for the family home at * Brayton Woods, Rehoboth, MA, in the United States Bankruptcy Court for the District of Massachusetts.
- April *, *: Ralph Grieco breached his fiduciary duty.
- Over the years: Cronan’s display business, Classic Display, Inc., averaged gross sales of approximately $*,*,* per year, and Cronan Realty, LLC, averaged rental income of approximately $*,* per year in Rhode Island.
- Post-*: Mr. Poholek Esq. made a mistake by filing for both Classic Display, Inc. and Cronan Realty LLC. This led to the appointment of Independent Trustees: Joseph D’Orio and Lisa Geremia.
- Ms. Geremia’s Assurance: At her office in East Greenwich, R.I., Ms. Geremia assured Cronan, "You were screwed," and that he wouldn’t lose his building. She began managing the Mill building and collecting rents.
Would you like more information on specific parts of this timeline or additional assistance?

July * Cronan met with Mr. D’Orio at the "Mill" building. His plan was different than Geremia's He immediately ordered Cronan to cease all work and deliver any payments sent to the company to his Rhode Island office. Cronan had to give him every payment that came into the company. This went on for * + days. September *, Mr. D’Orio had collected about *,* in receivables, not all receivables were collected. There was a balance totaling approximately *,*. At the same time, Cronan learned that Lisa Geremia Esq. broke her word and prepped the “Mill building” for sale at auction.

Case Rating: *
Here's the updated timeline with the latest details:

Timeline
- December *, *: James Cronan and Karen Merritt were married.
- *: Merritt and Cronan purchased Merritt’s childhood home at * Oak Street, Norton, MA * (the “Norton property”), financed by Merritt’s father, Bruce Merritt.
- Since *: Ralph Grieco served as Cronan and Merritt's personal and business accountant, managing accounting for Classic Display, Inc. and Cronan Realty, LLC. Grieco handled and maintained the Employee Payroll Tax service for Classic Display Inc.
- Since *: Grieco was also James Cronan’s insurance agent and financial advisor, including managing the refinancing of a loan for an investment property held by Merritt and Cronan.
- Since *: Grieco was authorized to execute transactions directly from Classic Display Inc.’s QuickBooks account and could write checks to himself.
- June *, *: Cronan filed Articles of Organization with the Massachusetts Secretary of the Commonwealth for Classic Display, Inc., with the purpose of manufacturing displays, silk screening, and signage.
- December *, *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Classic Display, Inc., with the purpose of manufacturing point of purchase displays, toys, furniture, and specialty consumer items.
- *: Merritt and Cronan custom built a colonial home on nearly * acres at * Brayton Woods Drive, Rehoboth, MA * (the “Rehoboth property”).
- *: Cronan filed Articles of Organization with the Rhode Island Secretary of State for Cronan Realty, LLC, with the purpose to own and lease real estate. Cronan Realty, LLC purchased the * Fountain Street property.
- *-*: During the financial crisis, Classic Display, Inc. lost two major accounts—Dunkin Donuts and T. Marzetti Company—halving its sales. All of Cronan’s financial dealings were through Bristol County Savings Bank (B.C.S.B) in Taunton, MA. Classic Display Inc. had a credit line with B.C.S.B that had been converted to a loan.
- April *: Cronan sold his grandmother’s house at * Riverside Avenue, Somerset, MA, and deposited the $*,* proceeds into his account at B.C.S.B, hoping to restructure his debt. However, B.C.S.B confiscated the deposit without notice, called The Notes, and offered no forbearance or loan modification.
- *: Cronan and Merritt received the Judgment of Divorce Nisi under M.G.L. Ch. *, Sec.1A, with the agreement that Cronan would pay the Rehoboth mortgage and child support for four years. Cronan quitclaimed both the Rehoboth and Norton properties to Merritt individually.
- *: Cronan had monthly payments totaling approximately $*,* per month with B.C.S.B, including an SBA business loan. Cronan Realty, LLC owned the * Fountain Street property, where Classic Display, Inc. operated. Cronan Realty, LLC leased space to Classic Display, Inc. and approximately * other tenants. It was cash positive 6 years into a *-year note, valued at $* million.
- *-*: In and around *-*, Mr. Grieco placed a phone call to Karen Merritt at * Brayton Woods, Rehoboth, MA. During the call, he offered to help with her upcoming divorce and discussed the properties she intended to keep. Merritt expressed a desire to keep her home for her children, * Oak Street, and the Ocean Ave property in a trust for the kids. Grieco agreed it was a good idea, suggesting the property value would increase, and offered further assistance with the divorce.
- February *, *: Classic Display, Inc., with counsel Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island.
- March *, *: Cronan Realty, LLC, with counsel Constance Pohelik Esq., filed a voluntary petition for protection under Chapter * in the United States Bankruptcy Court for the District of Rhode Island. Cronan Realty, LLC owned the commercial property at * Fountain Street, Pawtucket, RI (the “Mill building”), where Classic Display, Inc. operated and leased space to approximately * other tenants.
- *: Constance Pohelik Esq. also filed a Chapter * for the family home at * Brayton Woods, Rehoboth, MA, in the United States Bankruptcy Court for the District of Massachusetts.
- April *, *: Ralph Grieco breached his fiduciary duty.
- Post-*: Mr. Poholek Esq. made a mistake by filing for both Classic Display, Inc. and Cronan Realty LLC. This led to the appointment of Independent Trustees: Joseph D’Orio and Lisa Geremia.
- Ms. Geremia’s Assurance: At her office in East Greenwich, R.I., Ms. Geremia assured Cronan, "You were screwed," and that he wouldn’t lose his building. She began managing the Mill building and collecting rents.
- July *: Cronan met with Mr. D’Orio at the "Mill" building. D’Orio ordered Cronan to cease all work and deliver payments to his Rhode Island office. For over 60 days, D’Orio collected about $*,* in receivables, leaving a balance of approximately $*,*.
- September *: Cronan learned that Lisa Geremia Esq. prepped the “Mill building” for sale at auction, breaking her word.
Would you like to know more about any specific part of this timeline, or need assistance with any other details?

The “Grieco Plan" is Born. On about the 15th day of April *,Grieco placed a telephone call to Cronan at his office in the afternoon at the “Mill building” and talked for approximately thirty minutes. Mr. Grieco advised Cronan to have him handle and facilitate both his Chapter * petitions In Rhode Island and his Chapter * petition in MA and go into partnership with him. Mr. Grieco made the following statements,” I have an idea how to straighten all this out, “file *”, for the business and we’ll buy it back from the trustee. We’ll go into business together. We’ll form a partnership.”

Case Rating: *
It looks like you have a potentially high-value case involving complex bankruptcy proceedings, potential fraud, and fiduciary breaches.
Would you like to be connected to local lawyers who can better assist you with your case?
Can you give me a bit more information about the issue?

Fraudulent Creditor Bankruptcy Claim

Summary

Full Conversation

Related Chats