Car Title After Bankruptcy

Summary

If your bankruptcy was dismissed in 2023 and we are in 2024, the statute of limitations in Mississippi would likely still be in effect. Contact your lender to inquire about the title. If unsuccessful, consider filing a motion in the bankruptcy court. Mississippi has a 3-year statute of limitations on debt collections, so your debt may be uncollectable. Consult a local attorney for precise advice.

Full Conversation

I was in bankruptcy and the lean holder for my car never repossessed my car.The loan just disappeared.How can I get my title
Hello **** ****! To clarify, can you confirm if your bankruptcy case has been fully discharged? Also, could you please specify your location as laws may vary?
Yes it has
Hello Ms. ****, to get your car title after bankruptcy discharge:
- Contact your lender and request the title.
- If not successful, you may need to file a motion in your bankruptcy court.
Could you please provide your location for more specific advice?
But I actually never paid for the car but the loan amount dispersed from my account
Hello Ms. ****, the rules around this issue can vary. Could you please clarify your location? Also, have you tried contacting the loan company about this discrepancy?
I am afraid to contact them and they find out they made a mistake and charge me from 5 years ago
Hello Ms. ****, fear not. In most jurisdictions, there are statutes of limitations for debt collection. However, to provide more specific information, could you please tell me which state you're in?
Mississippi
Hello Ms. ****, here are the steps to follow in Mississippi:
- Contact the lender to inquire about the title.
- If unsuccessful, consider filing a motion in the bankruptcy court.
- Mississippi has a *-year statute of limitations on debt collections. Your debt may be uncollectable.
- Seek advice from a local attorney for detailed assistance.
Is the state off limitation after the bankruptcy get dismissed or from the date it starts
Hello Ms. ****, the statute of limitations typically begins when the debt becomes due and payable, not from the bankruptcy start or dismissal date. However, the laws can vary, so please consult with a local attorney for precise guidance.
I filled in *
Hello Ms. ****, based on your information, it seems that the statute of limitations for debt collection in Mississippi would likely have expired given that you filed for bankruptcy in *. However, this is a complex issue and it's recommended to consult with a local attorney.
Was dismissed sept *
Hello Ms. ****, I believe there might be a mistake in your last message. You mentioned your bankruptcy was dismissed in September *, and we are currently in *. Could you please confirm the correct date of your bankruptcy dismissal?
Say what lol
Apologies for any confusion, Ms. ****. What I meant to ask is, could you please confirm the correct date when your bankruptcy was dismissed?
It was dismissed *
Hello Ms. ****, I apologize for the confusion, but as of now, we're in *. Could you clarify when your bankruptcy was dismissed? Is it possible there was a typo in your previous message?
We are in *
Apologies for the confusion, Ms. ****. If your bankruptcy was dismissed in * and we are in *, then the statute of limitations in Mississippi would likely still be in effect. Please consult a local attorney for precise advice.