Reaffirmation Agreement Bankruptcy Issue

Summary

If a property was not properly reaffirmed during a bankruptcy in Indiana, it could affect property rights. The reaffirmation agreement must be filed with the court. If this was not done, you might need to reopen the bankruptcy case or consult a local attorney. Contact Delaware County courts for further assistance.

Full Conversation

My ex husband filed bankruptcy on my property back in *. I chose to keep the property. I went to get a home equity loan and was told it was never reaffirmed but I have the paperwork from the court. What can I do?
Hello ****, it seems like a misunderstanding might have occurred. Could you please clarify your location? Different jurisdictions have different procedures for reaffirmation of debts post-bankruptcy.
I can’t see your response.
Hello ****, I'm sorry to hear about your situation. If the loan was not properly reaffirmed, this could affect your property rights. It's important to consult with a local legal professional to review the situation. Could you please tell me where you are located?
Muncie Indiana
Hello ****, in Indiana:
- The reaffirmation agreement needs to be filed with the court.
- If not done, you might need to reopen the bankruptcy case or consult a local attorney.
Consider contacting Delaware County courts for further assistance.
Thank you for your time. Have a great day!
You're welcome, ****! Don't hesitate to reach out if you have more questions in the future. Have a wonderful day!