Default Judgment Collection Methods

Summary

In Washington state, creditors can place a lien on a debtors primary residence after obtaining a civil judgment, but the homestead exemption protects up to $125,000 of the homes equity. Retirement accounts are generally protected from creditors, with some exceptions. To collect a civil judgment, methods include wage garnishment, bank levy, property lien, and asset seizure. Proof of damages is required for default judgments if the amount is uncertain, and the court may hold hearings to determine damages.

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yes, section (b) *
Section (b) Entry of Default Judgment
(*) Amount Certain:
- If the claim is for a specific, calculable amount, the court can enter a default judgment.
- The party in default must not be an infant or incompetent unless represented by a guardian.
- No need for findings of fact and conclusions of law even with attorney fees.
in washington state, can you go after people's primary home for a civil judgement
In Washington state, a creditor can place a lien on a debtor's primary residence if they obtain a civil judgment. This means the home cannot be sold or refinanced without paying the judgment. However, Washington has a homestead exemption that may protect a portion of the home’s equity.
Would you like more details on the homestead exemption?
yes
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In Washington state, the homestead exemption can protect a portion of the equity in a primary residence from being used to satisfy a judgment. Here are some key points:
- Homestead Exemption Amount: Up to $*,* of the home's equity may be protected.
- Application: Automatically applies to your primary residence.
Would you like more details on how to apply for this exemption or any related topic?
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To apply for the homestead exemption in Washington state:
- You don't need to file any paperwork; it automatically applies to your primary residence.
- The exemption protects up to $*,* of your home's equity from being used to satisfy a judgment.
Would you like more details on specific steps or any related legal topic?
ways to collect civil judgement in washington state
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In Washington state, here are some ways to collect a civil judgment:
- Wage Garnishment: Obtain a court order to withhold a portion of the debtor's wages.
- Bank Levy: Freeze and seize funds from the debtor's bank account.
- Property Lien: Place a lien on the debtor's property, including real estate.
- Seizure of Assets: Seize and sell the debtor's personal property.
Would you like more details on any of these methods?
can you go after someone's retirement account in a civil judgement
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In Washington state, retirement accounts are generally protected from creditors and cannot be easily seized to satisfy a civil judgment due to federal and state exemptions. However, there are specific exceptions and scenarios where this might be possible.
Would you like more details on any specific retirement accounts or related legal topics?
yes
Case Rating: *
In Washington state, retirement accounts are generally protected from creditors, but there are exceptions. For example, if the retirement account was fraudulently funded or if it’s a part of a family law proceeding.
Would you like more specific details on the types of retirement accounts and their protections?
do you have to proof of damage in default judgment in Washington state
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In Washington state, proof of damages is required for a default judgment if the amount is uncertain. The court may hold hearings to determine the amount of damages.