Credit Report Dispute Process

Summary

Disputing a charged-off account in texas involves reviewing your credit report for errors, disputing inaccuracies with credit bureaus, and negotiating with the credit card company for a pay for delete agreement. If negotiations stall, consider consulting a credit repair agency for assistance. They can negotiate on your behalf and may have more success in resolving the issue.

Full Conversation

Yes
Got it. Since you've already disputed with the credit bureaus, the next step would be to negotiate with the credit card company for a "pay for delete" agreement. Have you tried contacting the credit card company to discuss this option?
Yes, there asking to much for in the term for some the causes employment opportunities
It sounds like you've hit a bit of a roadblock with the credit card company. Another option might be to seek assistance from a credit repair agency. They can often negotiate on your behalf and might have better luck.
Would you like more information on credit repair agencies in Texas?