Business Credit Card Liability

Summary

If youre facing a lawsuit for a business credit card debt in Georgia, its important to respond to the complaint within 30 days to avoid a default judgment. Verify the debt amount by requesting account statements and reviewing past payments. Check the credit agreement for personal liability clauses. Consider negotiating a settlement or payment plan with the credit company. Consulting an attorney can provide guidance and ensure your rights are protected.

Full Conversation

yes please
Sure! Here are some steps on how to respond to the complaint in Georgia:
- File an Answer: You typically have 30 days to respond to a complaint after being served. Ensure your answer addresses each point in the complaint.

- Affirmative Defenses: Consider including any defenses, like statute of limitations or incorrect debt amount.

- Hire an Attorney: An attorney can provide guidance and ensure your rights are protected.
Would you like information on local resources to assist you further?
how can I confirm that the amount is accurate?
To confirm the accuracy of the amount claimed by the credit company, you can:
- Request Account Statements: Ask the credit company for detailed account statements showing how the balance was calculated.
- Review Past Payments: Cross-check with your own records to ensure all payments were credited.
- Check for Fees: Look for any additional fees or interest that may not have been disclosed.
Would you like information on how to proceed if discrepancies are found?
how can I confirm that I am personally liable
Case Rating: *
To determine if you're personally liable for the business credit card debt in Georgia:
- Review the Credit Agreement: Check the original credit card agreement to see if you personally guaranteed the debt.
- Check for Personal Guarantees: Look for any signed documents where you agreed to be personally liable.
- Consult an Attorney: Consider seeking legal advice to clarify liability terms.
Would you like more information on local resources to assist you further?