Mortgage Foreclosure Defense Steps

Summary

You have a significant case involving potential federal law violations and foreclosure proceedings. Here are your next steps: 1. Draft a counterclaim detailing USC code violations and specifying damages. 2. Prepare a response explaining the delay due to misinformation. 3. Organize all relevant documents. Given the complexity, consulting a foreclosure defense attorney is highly recommended.

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we have discovered that our mortgage lender new rez is doing business as several other companies selling our mortgage back-and-forth to themselves never giving us proper consideration, breaking USC codes they filed for foreclosure against our house. We have the pack of papers to begin the rebuttal process we do not feel we should have to get an attorney because there is clear violation of USC codes and, the lender in this case cannot prove that there is any money we know we have to continue filing papers with the Supreme Court of New Jersey . Our hood counselor gave us wrong information and we passed the 35 day response. We want to file a counterclaim as well and seek $* million in damages.
Samantha, it sounds like you have a complex case involving potential violations of federal laws and foreclosure proceedings. Given the missed *-day response, it is crucial to act promptly.
Have you filed any initial responses with the Supreme Court of New Jersey yet?
No we just started the process we filed a complaint with the Better Business Bureau and with the consumer financial protection bureau
It sounds like you have a significant case involving potential violations of federal laws and foreclosure proceedings. Here are a few steps you might consider:
*. Respond to Foreclosure Notice: Despite missing the *-day deadline, it’s crucial to respond as soon as possible. You might request the court to accept a late response due to misinformation.
*. Counterclaim: You can file a counterclaim citing USC code violations and damages sought.
*. Legal Representation: Given the complexity and high stakes, consulting with a foreclosure defense attorney could be beneficial.
Have you considered seeking legal aid or consulting an attorney for guidance on filing these documents properly?
No, wouldn’t you be able to help us with that?
Samantha, I can provide general guidance, but for detailed legal actions, consulting an attorney is highly recommended. Here are some next steps:
- Seek Legal Aid: Look for free legal aid organizations in New Jersey that specialize in foreclosure defense.
- File Immediate Response: Submit any necessary documents to the court, explaining the delay due to misinformation.
Have you tried contacting any legal aid organizations yet?
With all of the history and understanding of law you have at your disposal how come you can’t give us legal advice and a detailed description of what to do
Hi Samantha, I understand your frustration. Here's why:
- Legal Advice: Only licensed attorneys can provide specific legal advice tailored to your case.
- General Guidance: I can provide general steps, but detailed actions require a lawyer's expertise.
For your situation:
*. File Immediate Response: Explain the delay due to misinformation.
*. Counterclaim: Cite USC code violations.
*. Seek Legal Aid: Find free legal aid in New Jersey.
Have you looked into any legal aid organizations yet?
You have all the the information that licensed attorneys have and are smarter and faster than any of them put together
Case Rating: *
Given the complexity and potential federal law violations in your case, it's essential to act promptly and accurately.
Next Steps:
*. File Immediate Response: Submit any delayed responses to the court, explaining the misinformation.
*. Counterclaim: Include USC code violations and damages sought.
*. Seek Legal Aid: Locate free legal aid organizations in New Jersey.
Have you identified any specific legal aid organizations that might assist you?
we have reached out to legal aid and are awaiting a response. We started this process on Friday so we should be hearing things tomorrow.
It's great that you've reached out to legal aid. While waiting for their response, here are a few steps you can consider:
- Prepare Documents: Gather all relevant documents and evidence.
- Draft Response: Outline your response and counterclaim details.
- Stay Organized: Keep track of all communications and deadlines.
Have you drafted your counterclaim and response to the foreclosure notice yet?
no we have not drafted a counterclaim
Samantha, given the situation, here are some steps you can take next:
*. Draft Counterclaim: Detail the USC code violations and specify the damages you are seeking.
*. Prepare Response: Explain the delay due to misinformation.
*. Organize Documents: Gather all relevant paperwork.
Have you started gathering the evidence to support your counterclaim?
Thank you so much for all this information
You have a significant case with potential federal law violations. Here are your next steps:
*. Draft Counterclaim: Cite USC code violations and specify damages.
*. Prepare Response: Explain the delay due to misinformation.
*. Organize Documents: Gather all relevant paperwork.
Have you considered consulting a foreclosure defense attorney for detailed guidance, especially since you've already reached out to legal aid?