Foreclosure Dismissal Clarification

Summary

An Order of Dismissal typically means the foreclosure process has been discontinued. However, lenders can restart foreclosure if payments are missed again. In Illinois, a new foreclosure process would start, not a continuation of the old one. Consult a local attorney for personalized advice. Contact the Adams County Circuit Clerks office for more details.

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I received a document that stated order dismissal, does this mean that I’m entirely out of foreclosure?
An "order of dismissal" typically means a court has dismissed a case. However, it's essential to know:
- The specifics of the order
- The laws in your jurisdiction
Please share more details or consult a local lawyer for a detailed understanding.
I went into foreclosure then caught up on my payments. They sent me the document that said order dismissal however I worry that even though they aren’t currently pursuing the foreclosure that it’s just like “paused” so if I were to miss a payment or something they’d be able to just continue with foreclosure and not need to start over.
Understanding your concern, in most cases an "Order of Dismissal" means the foreclosure process has been discontinued. However:
- It's possible for lenders to restart foreclosure if payments are missed
- Laws may vary based on your location.
Would you mind sharing your location for more accurate information?
Illinois
In Illinois:
- After a dismissal, lenders may restart foreclosure if payments are missed again.
- A new foreclosure process would start, not a continuation of the old one.
- It's highly recommended to consult a local attorney for personalized advice.
Adams county
In Adams County, Illinois, you may contact the local Circuit Clerk's office at the courthouse for more details regarding your foreclosure case. Also, consulting with a local attorney would be beneficial for specific advice.
Phone: (*) *-* (Circuit Clerk's office)
Address: * Vermont St, Quincy, IL *
Website: www.co.adams.il.us