Foreclosure Notice Requirements Pennsylvania

Summary

In Pennsylvania, banks must provide two notices before initiating foreclosure: Act 6 Notice (30 days before foreclosure) and Act 91 Notice (offering a chance to cure the default). Before changing locks, the lender must complete the foreclosure process and win a court judgment. If already evicted, locks may be changed without notice. Consult a local attorney for personalized advice.

Full Conversation

When a property is foreclosed, how much notice must be given before the property is claimed by the bank?
In Pennsylvania, the bank must provide you with two notices:
- Act * Notice: which must be sent 30 days before initiating the foreclosure.
- Act * Notice: sent after Act *, offering a chance to cure the default.
Please note that this information is general and may not apply to your specific situation.
Does a notice have to be given for when the property will be claimed, or can they just send someone to to change locks without telling you when that will happen?
In Pennsylvania, before a lender can change locks, they must first complete the foreclosure process. This includes providing required notices and winning a judgment in court. If you're already evicted, they may change locks without notice. Always consult a local attorney for personalized advice.