Legal Malpractice Settlement Advice

Summary

The user sought help from a legal aid attorney regarding overcharged interest on their property. The attorneys negligence almost resulted in the user losing their home. The legal aid office acknowledged the attorneys mistake and is open to a settlement. The user is considering asking for $60,000 in the settlement, which includes the overcharged amount, the cost of refinancing the property, and compensation for stress and lost work time. The user is currently seeking advice from other attorneys before proceeding with the settlement.

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my legal aid attorney did not know what he was doing with my case and he cost me a lot of money to have to refinance my property he gave me bad advice told me to quit paying for something because I already owned it then the man I was buying it from tried to sell it out from under me am I attorney just a left and would not help the legal aid office his supervisors agreed that he messed up now they won't to settle with me but I'm not sure how much to settle for and if I can even trust them
What is the nature of the property involved in this case?
it's my home he almost cost me to lose my home
What is the current status of your home ownership and the settlement offer from the legal aid office?
I had to go to the bank and refinance my property in order to save it the lady of legal aid asked me what it would take for me to drop this and to be happy I told her I did not know I'd have to talk to her attorney I went to legal aid in the first place because I thought the man I was buying my property from was charging me too much interest and I have the paperwork to prove that he was but my attorney ignored that and told me to quit paying for it because I owned it then I had to go to the bank and get along for $*,* to save my property and I still have not got the money that he had overcharged the in the beginning and now I cannot sue him because I have already refinanced what I was told by legal aid so I'll never be able to get my money back
What is the interest rate you were originally charged, and what is the legal maximum interest rate for property loans in Mississippi?
the man I was buying my property from was charging me $* a day accrued interest and he had done that for years when he should not have done it after a bankruptcy I was in he kept charging me
What was the date of your bankruptcy discharge? In Mississippi, creditors are generally prohibited from collecting debts discharged in bankruptcy.
I filed bankruptcy in * and I paid out the program I finished it and everything was supposed to be a clean start but he kept charging me I finished paying out my bankruptcy I think in * or * I'm not sure I have to double check
What actions have you taken since discovering the overcharge on your property's interest rate?
I went to legal aid to try to get this straightened out and he screwed it up I believe he was friends with the other man's attorney that's why he dropped me and would not help me
What is the name of the legal aid office and the attorney who represented you?
it was really legal aid services and Oxford Mississippi my attorney's name with William ledger Williams
What is the current status of your settlement with the legal aid office?
she is waiting on me to call her back and tell her what I will take to drop all of this I haven't called yet I'm trying to find out what I should do by talking to an attorney that I can trust
What is the amount you believe you were overcharged by the original property seller?
around *,* plus the $*,* I had to go borrow to refinance
What is the total amount you are considering to ask for in the settlement from the legal aid office?
with the money I'm out and what I owe the bank and I would like something for all the stress and hassle I've had to go through for the last year that's how long my attorney had been working on this
What is the total amount you are considering to ask for in the settlement from the legal aid office?
I was thinking about asking for $*, *
What is the basis for the $*,* settlement amount you're considering?
like I said the *,* that I was overcharged was the $*,* I had to reach finance for and something for my pain and suffering and all the time and hassle I've had to miss from work to try to take care of this
What evidence do you have to support your claim for pain, suffering, and lost work time?

In Mississippi, you can claim damages for emotional distress and lost wages, but you'll need to provide evidence.
I had to worry about losing my home that I have lived in for 32 years my attorney told me nothing about them trying to sell my property a friend seen it on the website and called me and I had eight days to try to get a loan to save my property I taken off several days to run paperwork down to Oxford I am I am a construction worker and I sub jobs I Am My own Boss
What evidence do you have to prove the negligence of your previous attorney? In Mississippi, to prove legal malpractice, you need to show that the attorney's negligence caused you harm.
his own supervisors agreed that he's screwed up they reviewed the case and said they would like to make this right with me because of his mistakes I'm not sure what to do
What kind of settlement agreement are they proposing? In Mississippi, legal malpractice claims must be filed within 2 years of the negligent act.
they had an offer anything if they want to know what I want she's wanting me to put a price on it before she says anything
What is the timeline of these events, specifically when did you discover the negligence of your previous attorney?
it has been a month and a half I giving them time to look at the case to see what they came up with she called me last Friday morning to know what I would take to settle this
What is the total amount you spent on refinancing your property and any additional costs incurred due to the negligence of your previous attorney?
by the paperwork I have my property should have been paid off but the man I'm buying the property from sent me paperwork saying I owed but he also sent me a letter saying that he had moved payments around during the past three or four years that's why I went to the attorney first place
What is the name of the man you were buying the property from and do you have any written agreement with him regarding the property purchase?
I have a copy of the original contract the man I'm buying the property from for the Robert woods he sells property all over the county it was on their finance for 30 years and I have been paying for this property for 32 years
What is the current status of your property ownership after refinancing? Do you have any documentation from the bank regarding this?
I have no paperwork from his bank only the print out sheets he sent me of the payments the bank and Olive Branch Mississippi where I Bank now has the paperwork on the property until I pay it off
What is the name and contact details of the bank in Olive Branch, Mississippi where you refinanced your property?
my bank is first security in Olive Branch Mississippi
What is the current status of your loan with First Security Bank in Olive Branch, Mississippi?
I have already made the first payment of $* my next payment on the 3rd of every month
What is the total amount of the loan you took out to refinance your property with First Security Bank in Olive Branch, Mississippi?
*,* is what I owe the bank and Olive Branch now
What is the interest rate on your loan with First Security Bank in Olive Branch, Mississippi?
I would have to double check to be sure
What is the name and contact details of the attorney you are currently consulting with?
so far I've called two other attorneys they're supposed to call me back they were in court and you're the only other attorney I've talked to about this
What are the names of the attorneys you've contacted? It's important to have a legal representative you trust when dealing with such matters.
I called him I called an attorney named Robert Hayes in Southaven Mississippi and I left a message for a Kenneth Stockton and Hernando Mississippi to call me back as of yet I haven't spoken with either one
What is the nature of your agreement with the legal aid office regarding the settlement?
the lady at legal aid office said he screwed up and they are responsible because he works for them and they would like to make this go away as quickly and it's quietly that's possible
What is the name and contact details of the lady at the legal aid office who acknowledged their responsibility?
I called legal aid office and filed a complaint against him his supervisor called me back and asked me for the facts she pulled the case records and looked it over and said that she had to go to her supervisors because it was a serious charge he told her to call me and to settle this cuz he messed up he agreed with her
What is the name of the supervisor at the legal aid office who contacted you?
I miss Ruby White was his supervisor I don't know her supervisor's name but I do know a lady name ms Howard is supposed to be over the program
What is the contact information for Ms. Ruby White and Ms. Howard at the Legal Aid Office?
the phone number to legal aid where Miss White is at is *-*-*
What is the exact date when you refinanced your property with First Security Bank in Olive Branch, Mississippi?
like I said I made one payment already and I refinanced for 5 years
What is the exact date when you made the first payment after refinancing your property?
I wouldn't filled out and signed all my paperwork on the 25th of last month and I made my first payment on the 3rd of this month
What is the total amount you have paid to the original property seller, including the overcharged interest?
I'm not *% sure I would have to sit down and figure out all of my payments up and everything else but I believe it was around *,* is what I have paid so far
What is the total amount you originally agreed to pay for the property?
originally I believe it was around *,* plus interest it was * acres of property in DeSoto county
What is the current market value of your property in DeSoto county? This information can help determine if the settlement amount you're considering is reasonable.
in The last 5 years property rights around here have skyrocketed my property now is worth around $*,*
What is the current status of your property ownership after refinancing? Do you fully own the property now or is there still a pending amount?
I put the property up at the bank to secure the loan for $*,* that's what I currently owe
What is the interest rate on your loan with First Security Bank in Olive Branch, Mississippi?

General Information:
- In Mississippi, the legal maximum interest rate is *% per annum unless otherwise agreed.
- First Security Bank, Olive Branch, Mississippi: (*) *-*.
I would have to call my painter I missed your miles Mitchell and find out exactly how much my interest rate is
What is the contact information for your painter, Miles Mitchell?
sorry I don't know what all that was I'm using the microphone my banker's name is Miles Mitchell I have to call him and find out
What is the contact information for your banker, Miles Mitchell at First Security Bank in Olive Branch, Mississippi?
I would give you the number to the bank but I'm not quite sure how to work the phone without hanging up on you to get it
What is the name and contact details of the person from the legal aid office who is handling your settlement?
the lady's name I've been dealing with is a Miss Ruby White she was Mr Williamson's supervisor
What is the contact information for Miss Ruby White at the legal aid office?
Miss White's phone number at legal aid is *-*-*
What is the current status of your settlement with Miss Ruby White at the legal aid office?

General Information:
- Legal Aid Services, Oxford, Mississippi: (*) *-*
- Legal malpractice claims in Mississippi must be filed within 2 years of the negligent act.
she's waiting on me to call her back to tell her what I'll take to drop this
What is the total amount you believe you were overcharged by the original property seller?