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Vehicle Repossession Legal Steps
Summary
Vehicle repossession without notice and refusal to accept payment may violate washington laws. You can draft a letter to the prosecuting attorney and judge citing rcw 62a.9a-609, rcw 62a.9a-623, and rcw 19.86. These laws cover repossession rights, notice requirements, and consumer protection. Consider seeking legal advice to address the auction and loss of personal property.Full Conversation
I am living homeless in spokane in my * jeep rubican and i was visiting my friend for * hours and i come outside and my jeep was gone. I called my mom and told her and she told me that a title company in idaho had come and picked up the truck. I had taken out a title loan in [ insert date ) for
Hi Frank! It sounds like your vehicle was repossessed due to a title loan. Here are some general steps you can consider:
- Confirm Repossession: Check with the title loan company to confirm they repossessed the vehicle.
- Understand Your Rights: In Washington, the lender must send a notice of sale after repossession.
- Redeem the Vehicle: You may have the right to reclaim the vehicle by paying the owed amount.
Would you like to be connected to local lawyers who can better assist you with your case?
- Confirm Repossession: Check with the title loan company to confirm they repossessed the vehicle.
- Understand Your Rights: In Washington, the lender must send a notice of sale after repossession.
- Redeem the Vehicle: You may have the right to reclaim the vehicle by paying the owed amount.
Would you like to be connected to local lawyers who can better assist you with your case?
I wasnt donr
No worries, Frank. Let's continue. When did you take out the title loan for your Jeep?
I wasnt done
Case Rating: *
Hi Frank, I understand this is a frustrating situation. Let's continue. In addition to the date of the title loan, could you let me know if you received any prior notices about the potential repossession?
Hi Frank, I understand this is a frustrating situation. Let's continue. In addition to the date of the title loan, could you let me know if you received any prior notices about the potential repossession?
No there is no prior notices. I had paid almost all of the * back but when i went into pay it all off they refused tender. The lady said she didnt accept anything but cash and would not let me pay. Isnt that a breaking a ucc law? Anyway fast forward to April 3rd
Case Rating: *
It sounds like you're dealing with a potentially serious issue regarding the repossession of your vehicle. Under Washington law, lenders must follow specific procedures for repossession and provide proper notice. The refusal to accept your payment may also be relevant.
To better understand your situation, could you provide more details about what happened on April 3rd?
It sounds like you're dealing with a potentially serious issue regarding the repossession of your vehicle. Under Washington law, lenders must follow specific procedures for repossession and provide proper notice. The refusal to accept your payment may also be relevant.
To better understand your situation, could you provide more details about what happened on April 3rd?
Not done yet s
Case Rating: *
Frank, it seems like there might be several issues with the repossession of your vehicle. The refusal to accept your payment and lack of notice could be significant.
Can you explain what happened on April 3rd in more detail?
Frank, it seems like there might be several issues with the repossession of your vehicle. The refusal to accept your payment and lack of notice could be significant.
Can you explain what happened on April 3rd in more detail?
Sorry
Case Rating: *
Frank, it seems like your situation might warrant legal assistance. Would you like to be connected to local lawyers who can better assist you with your case?
If so, can you give me a bit more information about the issue that occurred on April 3rd?
Frank, it seems like your situation might warrant legal assistance. Would you like to be connected to local lawyers who can better assist you with your case?
If so, can you give me a bit more information about the issue that occurred on April 3rd?
Yes i can
Case Rating: *
Frank, it might be a high-value case, and connecting with local lawyers could help. Could you please provide more details about the issue that occurred on April 3rd?
Frank, it might be a high-value case, and connecting with local lawyers could help. Could you please provide more details about the issue that occurred on April 3rd?
So when i called them she said that i needed to * cash with interest mind you i had paid * already. She refused to tell me where my jeep was, who towed it, and how to get everything i own out of it until i paid her the *. Again she wont take my credit or debit card which im willing to take the loss and pay. I call the lady to ask about my jeep and she said it was going up for auction. I started freaking out and asking about where my vehicle is. They give me the address and I find out it is at an auction house called IAA auction house specifically. I go there to pick up my truck or get my things out of it and everything in my vehicle is gone. The lady at als revosauction told me the towing company must be the one who has it and i called the tow company amd they dont know anything. His name is Garrett Follmsh which is ive tried calling and nothing. I am the only one who has tbe title
Case Rating: *
Frank, it sounds like you've encountered several issues with the repossession and auction of your vehicle. Would you like to be connected to local lawyers who can better assist you with your case?
If so, could you please provide your phone number?
Frank, it sounds like you've encountered several issues with the repossession and auction of your vehicle. Would you like to be connected to local lawyers who can better assist you with your case?
If so, could you please provide your phone number?
I need a letter drafted to the prosecuting attorney in spokane washington and the judge asking them to press charges for my stuff and somehow stoping them from taking my jeep
Case Rating: *
Frank, it seems like your situation might warrant legal assistance, and connecting with local lawyers could help. Would you like to be connected to local lawyers who can better assist you with your case?
If so, could you please provide your phone number?
Frank, it seems like your situation might warrant legal assistance, and connecting with local lawyers could help. Would you like to be connected to local lawyers who can better assist you with your case?
If so, could you please provide your phone number?
No i need a letter drafted
Case Rating: *
Frank, I understand you need a letter drafted. Here are some general guidelines you can follow to draft a letter to the prosecuting attorney and judge:
Frank, I understand you need a letter drafted. Here are some general guidelines you can follow to draft a letter to the prosecuting attorney and judge:
Letter to the Prosecuting Attorney and Judge
[Your Name]
[Your Contact Information]
[Date]
[Prosecuting Attorney's Name]
[Prosecuting Attorney's Office]
[Office Address]
[Judge's Name]
[Court Name]
[Court Address]
Dear [Prosecuting Attorney/Judge's Name],
Re: Request for Legal Action Regarding Vehicle Repossession and Personal Property Loss
I am writing to formally request that charges be pressed and legal action be taken regarding my vehicle's repossession and the subsequent loss of my personal property. Below are the details of my case:
*. Vehicle Repossession: On [Date], my * Jeep Rubicon was repossessed by a title company in Idaho without prior notice. I had taken out a title loan on [Insert Date] and had already paid $*,* of the $*,* owed. However, the title loan company refused my final payment, insisting on cash only.
*. Lack of Notice and Refusal to Accept Payment: I was not provided with any notice of the repossession, and my payment attempts were unjustly rejected, which I believe violates UCC laws.
*. Auction and Loss of Personal Property: On April 3rd, I discovered my vehicle was at IAA Auction House. Upon arrival, I was informed that all my personal belongings inside the vehicle were missing. The auction house and towing company provided no information about the whereabouts of my property.
*. Outrageous Demands: The title loan company demanded $*,* in cash to return my vehicle, a sum that includes excessive interest charges.
I believe these actions are illegal and unethical, causing me significant financial and personal distress. I am the sole title holder of the vehicle, and these events have left me without transportation and essential personal belongings.
I kindly request your assistance in investigating this matter, pressing charges against the responsible parties, and taking any necessary legal action to prevent the auction of my vehicle. I also seek the return of my personal property and compensation for the distress and inconvenience caused.
Thank you for your attention to this urgent matter. I look forward to your prompt response.
Sincerely,
[Your Name]
[Your Contact Information]
---
Feel free to customize this letter with your specific details. If you reconsider and need a lawyer's assistance, let me know.
[Your Name]
[Your Contact Information]
[Date]
[Prosecuting Attorney's Name]
[Prosecuting Attorney's Office]
[Office Address]
[Judge's Name]
[Court Name]
[Court Address]
Dear [Prosecuting Attorney/Judge's Name],
Re: Request for Legal Action Regarding Vehicle Repossession and Personal Property Loss
I am writing to formally request that charges be pressed and legal action be taken regarding my vehicle's repossession and the subsequent loss of my personal property. Below are the details of my case:
*. Vehicle Repossession: On [Date], my * Jeep Rubicon was repossessed by a title company in Idaho without prior notice. I had taken out a title loan on [Insert Date] and had already paid $*,* of the $*,* owed. However, the title loan company refused my final payment, insisting on cash only.
*. Lack of Notice and Refusal to Accept Payment: I was not provided with any notice of the repossession, and my payment attempts were unjustly rejected, which I believe violates UCC laws.
*. Auction and Loss of Personal Property: On April 3rd, I discovered my vehicle was at IAA Auction House. Upon arrival, I was informed that all my personal belongings inside the vehicle were missing. The auction house and towing company provided no information about the whereabouts of my property.
*. Outrageous Demands: The title loan company demanded $*,* in cash to return my vehicle, a sum that includes excessive interest charges.
I believe these actions are illegal and unethical, causing me significant financial and personal distress. I am the sole title holder of the vehicle, and these events have left me without transportation and essential personal belongings.
I kindly request your assistance in investigating this matter, pressing charges against the responsible parties, and taking any necessary legal action to prevent the auction of my vehicle. I also seek the return of my personal property and compensation for the distress and inconvenience caused.
Thank you for your attention to this urgent matter. I look forward to your prompt response.
Sincerely,
[Your Name]
[Your Contact Information]
---
Feel free to customize this letter with your specific details. If you reconsider and need a lawyer's assistance, let me know.
Can you draft the same letter but citing law or statutes
Case Rating: *
Sure, Frank! Here's a draft letter including relevant Washington state laws and statutes:
---
[Your Name]
[Your Contact Information]
[Date]
[Prosecuting Attorney's Name]
[Prosecuting Attorney's Office]
[Office Address]
[Judge's Name]
[Court Name]
[Court Address]
Dear [Prosecuting Attorney/Judge's Name],
Re: Request for Legal Action Regarding Vehicle Repossession and Personal Property Loss
I am writing to formally request that charges be pressed and legal action be taken regarding my vehicle's repossession and the subsequent loss of my personal property. Below are the details of my case:
*. Vehicle Repossession: On [Date], my * Jeep Rubicon was repossessed by a title company in Idaho without prior notice. I had taken out a title loan on [Insert Date] and had already paid $*,* of the $*,* owed. However, the title loan company refused my final payment, insisting on cash only.
*. Lack of Notice and Refusal to Accept Payment: I was not provided with any notice of the repossession, and my payment attempts were unjustly rejected, which I believe violates Revised Code of Washington (RCW) 62A.9A-* and RCW 62A.9A-*. These statutes govern the rights and obligations of secured parties and debtors in repossession scenarios, including the requirement of proper notice and the right to redeem the collateral.
*. Auction and Loss of Personal Property: On April 3rd, I discovered my vehicle was at IAA Auction House. Upon arrival, I was informed that all my personal belongings inside the vehicle were missing. The auction house and towing company provided no information about the whereabouts of my property. RCW 62A.9A-* outlines the requirements for the disposition of collateral, including reasonable care of the debtor's property.
*. Outrageous Demands: The title loan company demanded $*,* in cash to return my vehicle, a sum that includes excessive interest charges. This demand appears to be in violation of Washington's Consumer Protection Act (RCW *.*), which prohibits unfair or deceptive acts in trade or commerce.
I believe these actions are illegal and unethical, causing me significant financial and personal distress. I am the sole title holder of the vehicle, and these events have left me without transportation and essential personal belongings.
I kindly request your assistance in investigating this matter, pressing charges against the responsible parties, and taking any necessary legal action to prevent the auction of my vehicle. I also seek the return of my personal property and compensation for the distress and inconvenience caused.
Thank you for your attention to this urgent matter. I look forward to your prompt response.
Sincerely,
[Your Name]
[Your Contact Information]
---
Feel free to customize this letter with your specific details. If you reconsider and need a lawyer's assistance, let me know.
Sure, Frank! Here's a draft letter including relevant Washington state laws and statutes:
---
[Your Name]
[Your Contact Information]
[Date]
[Prosecuting Attorney's Name]
[Prosecuting Attorney's Office]
[Office Address]
[Judge's Name]
[Court Name]
[Court Address]
Dear [Prosecuting Attorney/Judge's Name],
Re: Request for Legal Action Regarding Vehicle Repossession and Personal Property Loss
I am writing to formally request that charges be pressed and legal action be taken regarding my vehicle's repossession and the subsequent loss of my personal property. Below are the details of my case:
*. Vehicle Repossession: On [Date], my * Jeep Rubicon was repossessed by a title company in Idaho without prior notice. I had taken out a title loan on [Insert Date] and had already paid $*,* of the $*,* owed. However, the title loan company refused my final payment, insisting on cash only.
*. Lack of Notice and Refusal to Accept Payment: I was not provided with any notice of the repossession, and my payment attempts were unjustly rejected, which I believe violates Revised Code of Washington (RCW) 62A.9A-* and RCW 62A.9A-*. These statutes govern the rights and obligations of secured parties and debtors in repossession scenarios, including the requirement of proper notice and the right to redeem the collateral.
*. Auction and Loss of Personal Property: On April 3rd, I discovered my vehicle was at IAA Auction House. Upon arrival, I was informed that all my personal belongings inside the vehicle were missing. The auction house and towing company provided no information about the whereabouts of my property. RCW 62A.9A-* outlines the requirements for the disposition of collateral, including reasonable care of the debtor's property.
*. Outrageous Demands: The title loan company demanded $*,* in cash to return my vehicle, a sum that includes excessive interest charges. This demand appears to be in violation of Washington's Consumer Protection Act (RCW *.*), which prohibits unfair or deceptive acts in trade or commerce.
I believe these actions are illegal and unethical, causing me significant financial and personal distress. I am the sole title holder of the vehicle, and these events have left me without transportation and essential personal belongings.
I kindly request your assistance in investigating this matter, pressing charges against the responsible parties, and taking any necessary legal action to prevent the auction of my vehicle. I also seek the return of my personal property and compensation for the distress and inconvenience caused.
Thank you for your attention to this urgent matter. I look forward to your prompt response.
Sincerely,
[Your Name]
[Your Contact Information]
---
Feel free to customize this letter with your specific details. If you reconsider and need a lawyer's assistance, let me know.
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