Bank Account Dispute Resolution

Summary

If a national bank has held your funds for two years after closing an account, you may have legal recourse. Consumer protection laws vary by state, so its important to consult with a local attorney to understand your options. You may be able to file a complaint with the Consumer Financial Protection Bureau (CFPB) or your states banking regulator. Legal action could potentially recover your funds and address any damages caused.

Full Conversation

If I have a issue with a national bank deceived me into believing my ex could cash a payroll check for me but once they got the funds they closed his account and have been refusing to release it for two years which ruined my life
Alexia, that sounds like a serious issue. Could you please let me know which state you are in? This will help me provide more specific information relevant to your situation.