Summary
In New Jersey, you can dispute a credit card charge by contacting your issuer and sending a written dispute within 60 days of the statement date. Refund policies must be clearly disclosed by sellers, and if no policy is provided, a refund, store credit, or exchange is generally expected within 20 days. If a company withholds your refund due to not signing a release form, you can report it to the FTC under the Consumer Review Fairness Act. For breach of contract, gather evidence and consult a lawyer. If all else fails, consider small claims court. For divorce, consider grounds, property division, child custody, and spousal support, and consult a family law attorney.Full Conversation
Can I dispute the credit card charge if a company is withholding my refund?
Hello ****, yes, you can dispute a credit card charge. However, the process varies by location. Can you please provide your location to give more accurate information?
New Jersey
Hello ****, in New Jersey, you can:
- Contact your credit card issuer to dispute the charge.
- Send a written dispute within 60 days of the statement date.
- Review the Fair Credit Billing Act (FCBA).
- If unsuccessful, consider small claims court.
Please check with your bank about their dispute process.
New Jersey refund law
In New Jersey, refund policies are determined by the seller. However, they must:
- Clearly disclose their refund policy before the purchase.
- If no policy, a refund, store credit or exchange is generally expected within 20 days of purchase.
- Violations can be reported to the Division of Consumer Affairs.
Please consult a local attorney for personal advice.
How can I deal with a company who is withholding my refund because I don't sign the release form?
In New Jersey, if a company is withholding your refund because you won't sign a release form, you can:
- Consult with a lawyer to review the release form.
- Contact the New Jersey Division of Consumer Affairs for advice.
- Consider filing a complaint with the Better Business Bureau (BBB).
a company is withholding my refund because I won't sign a release form which includes I won't write bad review for them
In New Jersey, it's considered unethical for a company to force you to sign a release form preventing you from writing a bad review. You can:
- Report to the Federal Trade Commission (FTC) under the Consumer Review Fairness Act.
- Consult with a lawyer about your rights.
- File a complaint with the BBB or NJ Division of Consumer Affairs.
Can I sue a company because they make me unhappy by not taking their responsibility and breached the contract?
In New Jersey, you can sue a company for breach of contract if they fail to fulfill their obligations. Consider the following steps:
- Gather evidence of the contract and breach.
- Consult with a lawyer to review your case.
- File a lawsuit in your local small claims court if the amount is within their limit.
How to get my refund back from a company who is withholding my money?
In New Jersey, to get your refund back from a company withholding your money, you can:
- Contact the company directly and request a refund.
- If unsuccessful, dispute the charge with your credit card issuer.
- Consult with a lawyer.
- Consider filing a complaint with the BBB or NJ Division of Consumer Affairs.
- If all else fails, you may consider a small claims lawsuit.
Is it easy to divorce in new Jersey?
In New Jersey, the divorce process can vary based on the case's complexity. Points to consider are:
- Grounds for divorce (fault or no-fault).
- Division of property.
- Child custody, if applicable.
- Spousal support.
It's advisable to consult with a family law attorney for personalized advice.
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