Dealing With Debt Collectors

Summary

Verify the debt by requesting validation in writing to ensure its legitimacy. Respond to the debt collector in writing, addressing any disputes or concerns. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must adhere to specific rules, including not making false statements. If you have received other communications or legal notices, consider consulting a local attorney for personalized advice.

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- Verify the debt: Request validation of the debt in writing to ensure it’s legitimate.
- Respond: Communicate in writing, addressing disputes or concerns.
- Know your rights: Under the FDCPA, debt collectors must follow specific rules, including not making false statements.
Have you received any other communication or legal notices from the debt collector?