Car Repossession Legal Rights

Summary

In Maryland, creditors must notify you of repossession and disclose the vehicles location. Towing companies cannot withhold this information post-repayment. If you experience severe emotional distress due to their actions, you may have grounds for a lawsuit. Consult a local attorney for personalized advice.

Full Conversation

My car was repossessed today. I live in Maryland. I paid what I owed and they gave me the information to where my car was. I called and kept calling until they had the paperwork telling them the can be released. When I called they said that I could come and pick up the car which was supposed to be in Annapolis, Maryland . I h
Hello LaShaunda, I'm sorry to hear about your situation. To better assist you, could you please tell me what happened when you went to pick up your car in Annapolis?
had to call someone to get there. They waited until * minutes before I was due to pick up the car to tell me all of sudden I couldn’t come get it. Long story short my car was not were it was supposed to be and they didn’t tell me and told me that they couldn’t disclose the location of where my car was . Can they do that
In Maryland:
- Once repossession occurs, the creditor must notify you.
- You're entitled to know where your repossessed vehicle is stored.
- The creditor cannot refuse to disclose the car's location.
Consider contacting a local attorney for further advice.
It was the tow company who refused to tell me where my car was
It's illegal for the towing company in Maryland to withhold information about your car's location post-repayment. Consider filing a complaint with the Maryland Department of Labor, Licensing and Regulation.
Do I have a law suit because I’m so stressed out that I was yelled at and told I can’t get my car until Monday after *:* and then they slammed the window down . I was so upset
For a lawsuit, you need to prove:
- The party's behavior was outrageous.
- Their actions were intentional or reckless.
- They caused your emotional distress.
- Your stress is severe.
Consult an attorney to assess your situation.
Thank you
You're welcome, LaShaunda. Don't hesitate to reach out if you have more questions. Remember to stay calm and consult with a local attorney.