Us Bank Terms Dispute

Summary

The user is dealing with multiple legal issues, including a dispute with US Bank over terms of service after account closure due to fraud, and a credit repair service scam. The Fair Credit Reporting Act (FCRA) and Truth in Lending Act (TILA) may be relevant. The Federal Trade Commission (FTC) handles credit repair scams. The user is also seeking advice on the Discovery Rule in Ohio, which allows claims after the statute of limitations if the issue was discovered later. Consulting with a local attorney is recommended for personalized legal advice.

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A lawyer that is representing US Bank stated that their terms of service is still active. After I closed account because they denied me after I submitted evidence of fraud.
That sounds like a challenging situation, ****. Could you clarify what specific issues you are currently facing with US Bank? For example, are they still charging fees or taking some other action based on the terms of service?
I purchased credit pair services and the business owner was caught by FTC and they liquidated his assets and found little money and a lawyer misrepresented me in student loan matter. When I provided the proof they said I file dispute after 60 days.
It sounds like you're dealing with multiple legal issues, ****. For your situation with US Bank and the credit repair services, here's some general information:
- The Fair Credit Reporting Act (FCRA) may allow you to dispute inaccurate information on your credit report.
- The Truth in Lending Act (TILA) governs credit card issuers and might be relevant if you've been charged unfairly.
- The Federal Trade Commission (FTC) handles complaints about credit repair scams.
Have you considered contacting the Consumer Financial Protection Bureau (CFPB) or the Ohio Attorney General's office for assistance? They could provide more specific guidance based on your case.
Would you like to be connected to local lawyers who can assist you further?
I am in court and want legal advice about the DC Discovery rule where a party can bring a dispute up after time has passed
Case Rating: *
It looks like your issue revolves around the "Discovery Rule" in legal matters, which can allow a party to bring a claim after the statute of limitations has passed if the issue was not discovered until later. In Ohio, this can be a complex area of law.
For more precise legal advice, it would be beneficial to speak with a lawyer who can review the specifics of your case. Would you like to be connected to local lawyers who can better assist you with your case?
Yes I just want to get legal advice
Case Rating: *
It might be a high-value case. Would you like to be connected to local lawyers who can better assist you with your case?
Can you give me a bit more information about the issue?