Expired Debt Collection Concerns

Summary

The statute of limitations for credit card debt in Florida is typically five years. However, making payments or acknowledging the debt can reset this period. Since you mentioned a possible payment 18 months ago, this could impact your case. It is advisable to consult with a local attorney to explore your options and understand your rights.

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Yes, I was making payments on and off over the last 15 years but I cannot remember for sure my last payment may have been 18 months ago
In Florida, making a payment or acknowledging the debt can reset the statute of limitations. Since you mentioned a possible payment 18 months ago, this could affect your case. It might be beneficial to consult with a local attorney to explore your options. Would you like help connecting with local lawyers?