Digital Marketing Contract Dispute

Summary

Review your contract for cancellation clauses and misrepresentation. Ontarios Consumer Protection Act may help. Contact the collections agency to explain your situation, request debt validation, and negotiate. Keep records of all communications. Legal aid services can offer additional support.

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I subscribed to digital marketing business group online and stopped after one month. It costs $*/month, I did not know the exact total($* USD) when I signed the contract. I am getting calls from a collections agency, I cannot afford to pay because I am on disability.
That sounds like a difficult situation, ****. Here are some general legal points to consider:
- Review the contract terms for any cancellation or early termination clauses.
- Check if there were any misrepresentations when you signed up.
- Ontario has consumer protection laws that might apply, like the Consumer Protection Act.
Do you want guidance on how to approach this situation with the collections agency?
yes
Here are some steps you can consider for dealing with the collections agency:
- Contact the Collections Agency: Explain your situation and express your inability to pay due to your disability.
- Request Debt Validation: Ask the agency for proof of the debt and its details.
- Negotiate a Settlement: If possible, try to negotiate a reduced amount or a payment plan.
- Document Everything: Keep records of all communications with the agency.
Would you like to know more about your consumer rights or need further assistance?
A lawyer that I spoke to online said its unlikely that that I need to pay because it will cost too much money legally for the company.
Case Rating: *
It's good that you've already consulted a lawyer. Given your situation and the advice you received, you might consider the following:
- Verify if the contract was properly explained and if you were aware of all terms.
- Ontario's Consumer Protection Act may offer some recourse if misrepresentation occurred.
- You could also contact legal aid services for more support.
If you need further details on consumer rights in Ontario, feel free to ask!