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Credit Card Rewards Policies
Summary
The user, Crystal, inquired about the policies of credit card companies, specifically Chase/JP Morgan, regarding the withholding of rewards cash and lowering of credit limits due to only paying the minimum amount due each month. The user is located in South Carolina and holds a Chase Freedom and Amazon credit card. The user reported that Chase lowered her Amazon credit card limit.Full Conversation
I just need to know can a credit card company withhold your rewards cash, and lower another Credit card for just paying the minimum amount due every month?
What state are you located in, ****? This will help me provide the most accurate information as credit card laws can vary by state.
South Carolina
What is the name of your credit card company? This will help me provide more accurate information as policies can vary by company.
Chase/ jp Morgan
What is the specific rewards program you're enrolled in with Chase/JP Morgan? This will help me provide accurate information as policies can vary by program.
Im not sure what its called, but can they just decre
What exactly do you mean by "decre"? Are you asking if they can decrease your rewards or credit limit?
Can Chase decrease my credit limit on my Amazon Credit card for just paying the minimum amount due? Because i have paid over the minimum due before but going on hard times i have be
What is the exact credit card you have with Chase? This will help me provide accurate information as policies can vary by card.
Chase freedom and Amazon
What is the specific issue you're facing with your Chase Freedom and Amazon credit cards?
Chase lowered my Amazon credit limit for me just paying the minimum amount due
Did you receive any notification from Chase about this change in your credit limit?
check dishonoured
It seems like you might be dealing with a dishonored check issue. In Telangana, the relevant legal framework would be under the Negotiable Instruments Act, *. Here are some key points:
- A dishonored check can lead to legal action under Section * of the Negotiable Instruments Act.
- The payee must issue a written notice to the drawer within 30 days of receiving the bank memo stating the dishonor.
- The drawer has 15 days to settle the amount after receiving the notice.
Could you provide more details about your situation?
- A dishonored check can lead to legal action under Section * of the Negotiable Instruments Act.
- The payee must issue a written notice to the drawer within 30 days of receiving the bank memo stating the dishonor.
- The drawer has 15 days to settle the amount after receiving the notice.
Could you provide more details about your situation?
sent legal notice
It seems you've already sent a legal notice regarding a dishonored check. In this situation, the drawer of the check has 15 days to pay the amount after receiving your notice. If the payment is not made within this period, you may proceed with filing a complaint in the court. Is there anything specific you need assistance with regarding this process?
where do you file the complaint
In Telangana, you can file a complaint regarding a dishonored check under Section * of the Negotiable Instruments Act in the court that has jurisdiction over the area where the bank where the check was presented is located. This is typically the local Magistrate Court.
which magistrate court for gachibowly
Case Rating: *
For a dishonored check in Gachibowli, you would typically file a complaint in the jurisdictional Magistrate Court. This is usually the court nearest to the bank branch where the check was presented. You might want to confirm with legal professionals or the court administration for precise location details.
For a dishonored check in Gachibowli, you would typically file a complaint in the jurisdictional Magistrate Court. This is usually the court nearest to the bank branch where the check was presented. You might want to confirm with legal professionals or the court administration for precise location details.
kukatpally court
Case Rating: *
For a dishonored check in Gachibowli, if you're considering Kukatpally Court, ensure that the jurisdiction aligns with where the bank is located. It's advisable to confirm with the court administration or seek legal advice to ensure you're filing in the correct court.
For a dishonored check in Gachibowli, if you're considering Kukatpally Court, ensure that the jurisdiction aligns with where the bank is located. It's advisable to confirm with the court administration or seek legal advice to ensure you're filing in the correct court.
procedure of filing check bounce complaint
Case Rating: *
To file a check bounce complaint in Telangana, follow these steps:
*. Ensure the legal notice was sent within 30 days of the check dishonor.
*. Wait for 15 days after sending the notice for the drawer to respond.
*. If unresolved, prepare a complaint under Section * of the Negotiable Instruments Act.
*. File the complaint in the jurisdictional Magistrate Court.
*. Attach necessary documents like the dishonored check, bank memo, and notice copy.
Would you like more information on any specific step?
To file a check bounce complaint in Telangana, follow these steps:
*. Ensure the legal notice was sent within 30 days of the check dishonor.
*. Wait for 15 days after sending the notice for the drawer to respond.
*. If unresolved, prepare a complaint under Section * of the Negotiable Instruments Act.
*. File the complaint in the jurisdictional Magistrate Court.
*. Attach necessary documents like the dishonored check, bank memo, and notice copy.
Would you like more information on any specific step?
what happens after filing check bounce complaint
Case Rating: *
After filing a check bounce complaint, here’s what typically happens:
- The court will issue a summons to the drawer to appear before it.
- The drawer has the opportunity to present their defense.
- If found guilty, the drawer may face penalties, including fines or imprisonment.
- The payee may receive the dishonored amount with interest or compensation.
After filing a check bounce complaint, here’s what typically happens:
- The court will issue a summons to the drawer to appear before it.
- The drawer has the opportunity to present their defense.
- If found guilty, the drawer may face penalties, including fines or imprisonment.
- The payee may receive the dishonored amount with interest or compensation.
how long doesb this process takr
Case Rating: *
The duration of the check bounce process can vary. Generally, it can take several months from the filing of the complaint to reach a resolution, depending on court schedules and the complexity of the case. Would you like more details on the court proceedings?
The duration of the check bounce process can vary. Generally, it can take several months from the filing of the complaint to reach a resolution, depending on court schedules and the complexity of the case. Would you like more details on the court proceedings?
yes
Case Rating: *
After filing a check bounce complaint, the court proceedings typically include:
- Pre-trial hearings where both parties present evidence.
- Examination of witnesses by both parties.
- Arguments by the legal representatives of the parties.
- The court will then pronounce its judgment.
Would you like to know more about any specific part of these proceedings?
After filing a check bounce complaint, the court proceedings typically include:
- Pre-trial hearings where both parties present evidence.
- Examination of witnesses by both parties.
- Arguments by the legal representatives of the parties.
- The court will then pronounce its judgment.
Would you like to know more about any specific part of these proceedings?
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