Spartan Capital Group Complaints

Summary

Verbal agreements can be binding but are hard to prove. If a lender fails to honor a verbal agreement, review written communications, contact the lender, and document interactions. File a complaint with the CFPB and consider legal advice. You can also contact your bank to stop payments and gather evidence of the agreement.

Full Conversation

loan compliants, or defaults
Hey there! For loan complaints or defaults, here are a few things you might consider:
- Check the California Department of Business Oversight for any records or complaints.
- Look at the Better Business Bureau (BBB) website for reviews and complaints.
- Consider consulting with a local attorney for more specific advice.
Would you like to be connected to a lawyer who can help with your case?
oh this would be in ny or new jersey
Thanks for clarifying the location. Here are a few steps you can take to find information on complaints or defaults against Spartan Capital Group or Spartan Capital Business Solutions:
- Check the New York Department of Financial Services or New Jersey Department of Banking and Insurance for any records or complaints.
- Look at the Better Business Bureau (BBB) website for reviews and complaints.
- Consider consulting with a local attorney for more specific advice.
Would you like assistance connecting with a local lawyer who can help with your case?
out of curiousity, if a lender makes an virbal agreemnt with a lendee, dont they have to keep the agrement?
Case Rating: *
In California, verbal agreements can be legally binding, but proving the terms of such agreements can be challenging. Here are a few key points:
- The agreement must be clear and definite.
- Both parties must have agreed to the terms.
- Some types of contracts must be in writing, such as those involving real estate.
Do you have more specific details about the agreement or any issues arising from it?
We contacted a lender about pausing daily loan debits from our account since we were dealing with a financial issue, they agreed to pause the daily payments, and said it would resume a week later, to date, they have still daily debited the account and have yet to pause the payments, what can we do?
Case Rating: *
Here are some steps you can take:
- Review any written correspondence you have with the lender.
- Contact the lender again and document the communication.
- File a complaint with the Consumer Financial Protection Bureau (CFPB).
- Consider consulting with a local attorney for specific legal advice.
Would you like to be connected to local lawyers who can better assist you with your case?
is thee anything else I can do?
Case Rating: *
You can also consider taking these additional steps:
- Contact your bank to place a stop payment on the debits.
- Gather any evidence of the verbal agreement, such as emails or phone call logs.
- Reach out to a consumer rights organization for advice.
If you decide to consult a lawyer for more specific guidance, feel free to let me know.