Incorrect Credit Reporting Dispute

Summary

The user is dealing with incorrect credit reporting by a UK water company, which may violate the Data Protection Act 2018, Consumer Credit Act 1974, and GDPR regulations. The company recorded inaccurate payments and attempted a premature CCJ, which was dismissed. The user has reported the issue to relevant authorities and is considering further legal action. Consulting a solicitor specializing in credit disputes in the UK is recommended for exploring legal options.

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I’ve done all of them, reported them to the ICO, CCW, the financial
It sounds like you've taken some important steps already. Since you've reported the issue to the ICO, CCW, and relevant financial bodies, you might consider seeking advice from a solicitor specializing in credit disputes in the UK to explore further legal action. Have you thought about taking any additional legal action?
Yes of course, I’ve tor
It seems like you're dealing with a complex credit reporting issue and you've taken several steps already. To further explore legal options, connecting with a solicitor specializing in credit disputes in the UK might be beneficial. Would you like assistance finding local lawyers who can help with your case?
litigation funding and it’s all flowing nicely, under what laws and rwfauktions are the water company acting unlawfully by recording these fabricated markers and refusing to take them down until * weeks after I sent a stage * compensation demand
Case Rating: *
You might have a strong case against the water company for incorrect credit reporting. In the UK, they may be acting unlawfully under:
- Data Protection Act *
- Consumer Credit Act *
- GDPR regulations
Would you like to be connected to local lawyers who can better assist you with your case?
Ca. You give me more of a breakdown of their illegal and questionable behaviours, is it erroneous use of my data ? Why didn’t they just put all non oayne
Case Rating: *
It seems like you have a strong case regarding the erroneous use of your data. The water company's actions might be questionable under:
- Data Protection Act *: Protects personal data and how it's used.
- Consumer Credit Act *: Governs credit agreements.
- GDPR regulations: Ensures data privacy and protection.
Would you like to be connected to local lawyers who can better assist you with your case?
Paynmets
Case Rating: *
It looks like you might have a high-value case against the water company for potential unlawful credit reporting practices. Would you like to be connected to local lawyers who can better assist you with your case? If so, could you share a bit more about the issue?
No can you give me more of a breakdown in a legal form ?
Case Rating: *
Here's a breakdown of the potential legal issues with the water company:
- Erroneous Credit Reporting: Recording payments and non-payments inaccurately can lead to data misuse under the Data Protection Act *.
- Consumer Credit Act *: Premature CCJ attempts without proper billing disclosure may violate credit agreement protocols.
- GDPR Regulations: Improper handling and recording of personal data can infringe data privacy standards.
If these issues persist, seeking legal advice from a UK solicitor specializing in credit disputes may help.