Credit Card Payment Issues

Summary

If your credit card payments are being rejected despite having sufficient funds, its your responsibility to ensure payments go through. Contact the Nebraska Department of Banking & Finance for local assistance and file a complaint with the Federal Trade Commission. Keep records of your payment attempts and consider seeking legal counsel for further guidance.

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I have been trying to pay Capitol one credit card balance. They keep rejecting my payments because my there’s a lack of funds from my card. But my bank says there’s plenty of money in my account. I’ve tried to pay my balance in full multiple times. Do I have to still pay them if they won’t accept my payments
Hi ****,
*. Generally, it's your responsibility to make sure payments go through.
*. If there's a dispute, contact the Consumer Financial Protection Bureau.
*. Keep records of your attempts to pay.
May I know your location to better assist you?
Thank you
You're welcome, ****. Could you please specify your location so I could provide more accurate legal information?
nevraksa
I'm sorry, but "nevraksa" doesn't seem to be a recognized location. Could you please provide your correct location or country? This will help me provide the most relevant legal information for your situation.
Nebraska
Great, thank you for confirming that you're in Nebraska. Here are some steps you might consider:
*. Contact Nebraska Department of Banking & Finance for local assistance.
*. File a complaint with the Federal Trade Commission.
*. Seek legal counsel for further guidance.
Huh
I apologize if my previous message was unclear. Basically, you should contact your local banking department, and possibly file a complaint with federal agencies if your payments continue to be rejected. Consulting a lawyer might also be helpful.