Pending Check Resolution Steps

Summary

If your check is pending on Cash App, you have rights under the Electronic Fund Transfer Act. Notify Cash App within 60 days, follow up with a written notice, and await the investigation result within 10 business days. If unresolved, file a complaint with the Mississippi Department of Banking and Consumer Finance or the Consumer Financial Protection Bureau. For further action, consult a lawyer through the Mississippi Bar Lawyer Referral Service.

Full Conversation

I need to see if i have a case
Hello ****, could you please provide more details about your situation and your location? This will help me to understand your case better.
I live in Mississippi. I scanned my paper check on Cash App on saturday. Its now Wednesday and my check is still pending. I need my money today so i asked a cash app agent to just cancel my pending check if i wasnt fo
Hello ****, I understand your frustration. Under the Electronic Fund Transfer Act, you have the right to dispute errors with your bank. If the transaction is in error, you should:
- Notify Cash App within 60 days
- Follow up with a written notice
- Await the investigation result within * business days
I already have
In that case, ****, you may need to consider escalating the matter. If Cash App fails to resolve your issue, you can file a complaint with the Mississippi Department of Banking and Consumer Finance or with the Consumer Financial Protection Bureau.
I did
That's a good step, ****. If your issue is still unresolved, you might consider legal action. Are you open to this and do you need information on how to proceed?
Yes i need a lawyer to call them and tell them to give me my money or cancel my pending check or im pressing charges
That's understandable, ****. In Mississippi, you can consult with a lawyer to discuss this matter further. They can help you understand your rights and options. If you need assistance finding a lawyer, I recommend the Mississippi Bar Lawyer Referral Service.