Loan Contract Violations Identified
Summary
The situation involves potential violations of the Truth in Lending Act, fraud, and predatory lending. Misrepresentation of loan terms, contract errors, and privacy violations are key concerns. Consider consulting a local attorney for personalized advice.Full Conversation
If they tell you that you had no pay stubs and that you had no proof of residency, so they denied you with the * pre-approvals you brought and then you learned that you got redirected into another lender of their choice and you qualify, but yet you didn't have no documentation.What?What violation did they committed with that cause clearly fried?If you will have no based up from our own loan how you can get me into your law
It sounds like you're dealing with a potentially fraudulent or deceptive lending practice. Here are some possible violations that might be relevant:
- Truth in Lending Act (TILA): Requires lenders to provide clear information about loan terms.
- Fraud: Misrepresenting terms or documents can constitute fraud.
- Predatory Lending: Unfair or abusive loan terms.
Are you considering taking legal action against the lender?
- Truth in Lending Act (TILA): Requires lenders to provide clear information about loan terms.
- Fraud: Misrepresenting terms or documents can constitute fraud.
- Predatory Lending: Unfair or abusive loan terms.
Are you considering taking legal action against the lender?
I\n Was told that the * prayer pools that I brought, I was denied because I had no pay stubs, and I had no proof of residency, which was a *% false. I gave them the documentation, but clearly there they must must have misplaced, and I wasn't given to them again, but what they did, was they still got me alone, which benefited themselves in a higher interest now but this lender requires pay stuff, verification. Employment, also and notverification of residency. So with that being said, if I don't have it and they clearly want what you think clearly happened, they committed a fraud to get this loan and they're not thinking, and they're they're telling themselves, because here we are now I'm trying to sue them, and they're exposed That their they're exposing what they're saying , but it doesn't make sense
This sounds like a complicated situation involving potential fraudulent activity by the lender. Here are some key points to consider:
- Truth in Lending Act (TILA): Requires lenders to disclose clear and accurate information about loan terms.
- Fraud: If the lender misrepresented terms or documents, it could be considered fraud.
- Predatory Lending: Unfair or abusive loan terms could fall under this category.
Are you considering taking legal action against the lender? If so, I can help connect you with local lawyers who can assist further.
- Truth in Lending Act (TILA): Requires lenders to disclose clear and accurate information about loan terms.
- Fraud: If the lender misrepresented terms or documents, it could be considered fraud.
- Predatory Lending: Unfair or abusive loan terms could fall under this category.
Are you considering taking legal action against the lender? If so, I can help connect you with local lawyers who can assist further.
OK Hitler didn't let me answer it and ask it better if a client tells you that if a client does not have paste of does not have proof of residency, can you what happens if you take him?And you put him in alone another loan.I don't know another bank to profit off of the make money when you shouldn't have because clearly you had to do fraud fraud to make it happen
Case Rating: *
It seems like you might have a high-value case involving potential fraudulent lending practices and violations of the Truth in Lending Act (TILA). Would you like to be connected to local lawyers who can better assist you with your case?
If yes, could you provide a bit more information about the issue?
It seems like you might have a high-value case involving potential fraudulent lending practices and violations of the Truth in Lending Act (TILA). Would you like to be connected to local lawyers who can better assist you with your case?
If yes, could you provide a bit more information about the issue?
No.
What I'm trying to say is this? If it's sellif the sale exists. The loan officer is using the loan officer's lying to saying that you had no pay stubs and no proof of residency and then goes and run your credit * times no one you gonna get denied because your application is incomplete and then read thedirect you to their lender, which is a high interest rate. In the profit off of you, when, in fact they require also paste of and proof and somehow they end up getting it through what violations have they committed?
Case Rating: *
It sounds like you may be dealing with potential violations involving:
- Truth in Lending Act (TILA): Requires clear disclosure of loan terms.
- Fraud: Misrepresentation of financial documents or terms.
- Predatory Lending: Imposing unfair loan terms for profit.
Have you considered any steps to address this situation or seek legal advice?
It sounds like you may be dealing with potential violations involving:
- Truth in Lending Act (TILA): Requires clear disclosure of loan terms.
- Fraud: Misrepresentation of financial documents or terms.
- Predatory Lending: Imposing unfair loan terms for profit.
Have you considered any steps to address this situation or seek legal advice?
No, have you signed it R Ic contract?Which is dated October 5th, but you signed it on October 7th and on October 5th, they funded the deal already.For not the amount that's on your your IRC contract and a higher amount.What violations have been committed
Case Rating: *
It seems like you're dealing with a serious issue involving potential fraudulent lending practices and violations of the Truth in Lending Act (TILA). Here's a summary of possible violations:
- Truth in Lending Act (TILA): Requires clear disclosure of loan terms.
- Fraud: Misrepresentation of financial documents or terms.
- Predatory Lending: Imposing unfair loan terms for profit.
Would you like to be connected to local lawyers who can better assist you with your case?
It seems like you're dealing with a serious issue involving potential fraudulent lending practices and violations of the Truth in Lending Act (TILA). Here's a summary of possible violations:
- Truth in Lending Act (TILA): Requires clear disclosure of loan terms.
- Fraud: Misrepresentation of financial documents or terms.
- Predatory Lending: Imposing unfair loan terms for profit.
Would you like to be connected to local lawyers who can better assist you with your case?
Yea
Case Rating: *
It seems like a serious case involving potential fraudulent lending practices and Truth in Lending Act violations. Would you like to be connected to local lawyers who can better assist you with your case? If so, please provide a bit more information about the issue.
It seems like a serious case involving potential fraudulent lending practices and Truth in Lending Act violations. Would you like to be connected to local lawyers who can better assist you with your case? If so, please provide a bit more information about the issue.
Review the emails and let me know what violations were committed by this attorney
Case Rating: *
Based on the email exchange, here are potential violations and issues that might be relevant:
*. Contract Errors: The discrepancy in the name on the contract could be considered a misrepresentation or error, potentially affecting contract validity.
*. Privacy Violation: Requesting a payoff quote from Exeter Finance without consent could be a violation of privacy or financial rights.
*. Fraud or Misrepresentation: Allegations of false claims about pay stubs and misleading actions regarding credit inquiries might constitute fraud or deceptive practices.
*. Truth in Lending Act (TILA): If the loan terms were not clearly disclosed or were misrepresented, it might be a TILA violation.
*. Predatory Lending: If unfair loan terms were imposed for profit, it could be considered predatory lending.
Would you like to be connected to local lawyers who can better assist you with your case?
Based on the email exchange, here are potential violations and issues that might be relevant:
*. Contract Errors: The discrepancy in the name on the contract could be considered a misrepresentation or error, potentially affecting contract validity.
*. Privacy Violation: Requesting a payoff quote from Exeter Finance without consent could be a violation of privacy or financial rights.
*. Fraud or Misrepresentation: Allegations of false claims about pay stubs and misleading actions regarding credit inquiries might constitute fraud or deceptive practices.
*. Truth in Lending Act (TILA): If the loan terms were not clearly disclosed or were misrepresented, it might be a TILA violation.
*. Predatory Lending: If unfair loan terms were imposed for profit, it could be considered predatory lending.
Would you like to be connected to local lawyers who can better assist you with your case?