Summary
Lenders in Alabama can repossess vehicles without prior notice but must avoid breaching peace. They can charge reasonable fees for repossession and storage, as stated in the loan agreement. Towing companies can also charge for storing personal items. If you cant afford these fees, try negotiating or seek legal advice. Legal aid organizations in Alabama may offer assistance.Full Conversation
Need help with car repossession laws in Alabama
Hello Jazmine! Here are some general points about car repossession laws in Alabama:
*. Lenders have the right to seize your vehicle without prior notice.
*. They can't breach peace or incur damage.
*. You can reinstate the contract by paying overdue amounts and related fees.
*. Lenders must sell the vehicle in a commercially reasonable manner.
Are they allowed to charge me to get possession out of vehicle
Hello Jazmine! In Alabama, lenders can charge reasonable fees to cover the cost of repossession and storage. However, these fees must be stated in your original loan agreement.
What about the towing companies can they charge for possessions
Hello Jazmine! In Alabama, towing companies can also charge a reasonable fee for the storage of your personal items found in the vehicle. But this should be reasonable and not excessive.
Even if I return keys
Hello Jazmine! Yes, even if you return the keys, towing and storage fees may still apply, as they are separate from the terms of your car loan.
What if I can't afford to pay the fee
Hello Jazmine! If you can't afford the fees, you can try negotiating with the lender or towing company. If this doesn't work, you may need to seek legal advice. Legal aid organizations in Alabama might be able to help.
Okay thank you
You're welcome, Jazmine! If you have any more legal questions in the future, don't hesitate to reach out. Best of luck with your situation.
TRY ME!
Start a new chat