Fraudulent Credit Card Account

Summary

Identity theft involving a minors credit card account requires immediate action. Report the fraud to the credit card issuer and file a police report. Contact the three major credit bureaus to place a fraud alert on your daughters credit report. You may pursue action against the credit card company if they were negligent in verifying the cardholders identity. Consider filing a complaint with the consumer financial protection bureau and consult a lawyer for potential legal action.

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No, but spoke with credit card company
It's important to report the identity theft to the credit bureaus as soon as possible. You can place a fraud alert on your daughter's credit report, which will make it harder for identity thieves to open accounts in her name. Would you like guidance on how to contact the credit bureaus?
Yes
Here’s how you can contact the three major credit bureaus to place a fraud alert:
- Equifax: Visit their website or call *-*-*-*.
- Experian: Visit their website or call *-*-*-*.
- TransUnion: Visit their website or call *-*-*-*.
Would you like more details on what information to provide when contacting them?
Ni
Case Rating: *
It seems like you're dealing with a case of identity theft involving your daughter's identity. It's crucial to act quickly to minimize any damage. When contacting the credit bureaus, be prepared to provide:
- Proof of identity for both you and your daughter.
- A copy of the police report.
- Details of the fraudulent activity.
If you need further assistance or have questions about any specific step, feel free to ask!
Can i go after credit card company
Case Rating: *
In Indiana, you may have grounds to pursue action against the credit card company if they were negligent in verifying the identity of the cardholder. Consider:
- Filing a complaint with the Consumer Financial Protection Bureau (CFPB).
- Consulting a lawyer for a potential lawsuit.
Would you like more information on how to proceed with filing a complaint?
Yes
Case Rating: *
To file a complaint against the credit card company, you can:
- Visit the CFPB website and follow their complaint submission process.
- Provide all relevant details, including the police report and communications with the credit card company.
Would you like more detailed guidance on filing the complaint?