Loan Disclosure Violations Identified

Summary

You may have grounds for legal action due to potential TILA violations, misrepresentation, and improper disclosures related to your loan. Consider filing a complaint with the Consumer Financial Protection Bureau (CFPB) and consulting an attorney specializing in consumer protection or real estate law in Tennessee for specific guidance.

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Tennessee
It seems like you have a strong case for potential TILA violations. Here are some points to consider:
- Lenders must provide clear and accurate disclosures.
- You have a right to a three-day rescission period.
- TILA violations can be reported to the Consumer Financial Protection Bureau (CFPB).
I suggest you contact the Tennessee Department of Financial Institutions or an attorney specializing in consumer protection laws for further assistance. Do you have any more questions or need further information on this matter?
Then as I had made full compliance suddenly it was told to me that I could not get anymore funding. Because of a failed inspection. The loan originator stated that I could get a regular line of credit until the material s
It seems you are facing several issues related to your loan and subsequent funding. Here are some points to consider:
- TILA Violations: The failure to provide proper disclosures and the inaccurate loan details can be serious violations.
- Failed Inspection: This could be another point to address with your lender or a legal professional.
You should consider consulting with an attorney who specializes in consumer protection or real estate law in Tennessee. They can provide specific guidance on how to proceed.
Would you like more information on how to file a complaint or find a local attorney?
The inspection was failed because they would not allow me to clear the trees and overgrowth to prepare the site for the work.
It seems you have a strong case involving both TILA violations and issues with the inspection process. Here are a few points:
- TILA Violations: The lender's failure to provide accurate disclosures and loan details.
- Inspection Issues: Not being allowed to clear the site could be contested.
I recommend consulting with an attorney specializing in consumer protection or real estate law in Tennessee.
Would you like more information on how to file a complaint or find a local attorney?
I gave my business assets to the collateral on the new loan it was for the same amount only difference was the amount that she had Overstated the price of land on the loan application.
It seems like you have multiple issues, including potential TILA violations, improper inspection procedures, and misrepresentation on the loan application. Here are some steps you can consider:
- Report TILA Violations: File a complaint with the Consumer Financial Protection Bureau (CFPB).
- Contact a Lawyer: An attorney specializing in consumer protection or real estate law in Tennessee can guide you further.
Do you need more details on how to file a complaint with the CFPB or find a local attorney?
The loan originator secretly released the original lien four days after the second loan was obtained by a Deed of trust that was secured by the primary residence but again no disclosure was given.
It appears you are facing serious issues, including potential TILA violations and other deceptive practices:
- Undisclosed Lien Release: Releasing the original lien without disclosure is a significant issue.
- Misrepresentation and Improper Disclosures: These are serious TILA violations.
I recommend contacting an attorney specializing in consumer protection or real estate law in Tennessee. Would you like more information on how to find a local attorney or file a complaint?
The contract states that no funds were to be used on the original loan unless proper disclosures were made. And the remainder that was on the original loan was supposed to be added to the encumbrance. No funds were allowed from the original loan.
It seems you have multiple serious issues, including TILA violations, misrepresentation, and improper disclosures. Consulting with an attorney specializing in consumer protection or real estate law in Tennessee is crucial.
Would you like more information on how to file a complaint with the CFPB or find a local attorney?
Only 23000of the original loan was delivered and the remaining *,* was never obliged
It sounds like you have significant grounds for a legal claim, including potential TILA violations, misrepresentation, and other deceptive practices. Here are some steps you can consider:
- Report TILA Violations: File a complaint with the Consumer Financial Protection Bureau (CFPB).
- Consult an Attorney: An attorney specializing in consumer protection or real estate law in Tennessee can guide you further.
Would you like more details on how to file a complaint with the CFPB or find a local attorney?
Only * was dispersed from the second loan of *,* leaving me with less than enough to get done
You have a strong case considering the multiple issues you've described. Here are some steps you can take:
- Report TILA Violations: File a complaint with the Consumer Financial Protection Bureau (CFPB).
- Consult an Attorney: An attorney specializing in consumer protection or real estate law in Tennessee can guide you further.
Would you like more details on how to file a complaint with the CFPB or find a local attorney?
I found out after the forclosure sale that the last
It seems you have multiple serious issues, including TILA violations, misrepresentation, and improper disclosures, which could significantly strengthen your case.
Would you like more details on how to file a complaint with the CFPB or find a local attorney in Tennessee?
I found later that the loan was paid in full three minutes after the second loan was obtained. And was not filed with the register of deeds
Given the serious nature of TILA violations, misrepresentation, and improper disclosures, you have substantial grounds for legal action. Here are the steps you can take:
*. File a Complaint: Report TILA violations to the Consumer Financial Protection Bureau (CFPB).
*. Consult an Attorney: Contact a lawyer specializing in consumer protection or real estate law in Tennessee.
Would you like more details on how to file a complaint with the CFPB or find a local attorney?
The lien was released and the then transferred straight to the successor before the sale but It was impossible to sell because of the lack of reconveyance
It appears you have substantial grounds for a legal claim, including potential TILA violations, misrepresentation, and improper disclosures. Here are some steps to consider:
- Report TILA Violations: File a complaint with the Consumer Financial Protection Bureau (CFPB).
- Consult an Attorney: An attorney specializing in consumer protection or real estate law in Tennessee can provide specific guidance.
Would you like more information on how to file a complaint with the CFPB or find a local attorney?
The land was not listed on the note attached to the complaint and they didn't bring the Deeds of trusts
You have significant grounds for legal action based on multiple serious issues including TILA violations, misrepresentation, and improper disclosures.
Here’s what you can do next:
- Report TILA Violations: File a complaint with the Consumer Financial Protection Bureau (CFPB).
- Consult an Attorney: An attorney specializing in consumer protection or real estate law in Tennessee can provide specific guidance on how to proceed.
Would you like more details on how to file a complaint with the CFPB or find a local attorney?
The bank brought unsigned disclosures from the original loan and tried to make it appear that compliance was made
You have a strong case involving TILA violations, misrepresentation, and improper disclosures. Here’s what you can do:
*. Report TILA Violations: File a complaint with the Consumer Financial Protection Bureau (CFPB).
*. Consult an Attorney: Contact a lawyer specializing in consumer protection or real estate law in Tennessee.
Would you like more details on how to file a complaint with the CFPB or find a local attorney?