Credit Card Debt Lawsuit

Summary

When sued for unpaid credit card debt, verify the lawsuits legitimacy and respond within the deadline. If the debt isnt on your credit report, request validation from the creditor and check for errors. Consider disputing incorrect debts and seek legal advice if needed. Negotiating a settlement or payment plan can also be beneficial.

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Wilbert McDade
Thanks for sharing your name, Wilbert! Could you tell me a bit more about your legal issue so I can provide the most relevant information for your situation?
Being sued for an unpaid balance on a credit card.
Hey Wilbert, I'm here to help with your situation. When facing a lawsuit for unpaid credit card debt in Ohio, consider the following:
- Review the lawsuit details and ensure it's legitimate.
- Respond to the lawsuit within the given timeframe.
- Consider negotiating a settlement or a payment plan.
- Seek legal advice if unsure about your defense.
Do you need more information on any of these points?
The amount they claim I owe isn’t on my credit report
If the amount they claim you owe isn't on your credit report, you might want to consider the following steps:
- Request debt validation from the creditor to ensure the debt is legitimate.
- Check your credit report for any errors.
- Consider disputing the debt if it's incorrect.
Would you like more details on disputing a debt?