Credit Card Fee Dispute
Summary
If youre facing unjust fees on a prepaid credit card in Oregon, review your credit card agreement for fee terms and contact the company to dispute them. Check your credit reports for errors and dispute inaccuracies with credit bureaus. Consider filing a complaint with the Oregon Department of Justice or the Consumer Financial Protection Bureau. Legal advice may be necessary for potential credit reporting violations.Full Conversation
Tbey are reporting three accounts which i never had and they are repirting that i didnt clise the accpunts i dod have at the sane time. Tbey are reportying payment i didnt even make beca I se the accounts were closed. So what they have done is coneyely ruined my credit for charging me fees on accpunts rhat were prepaid and closed
It sounds like you're dealing with a complex credit issue. Here are a few steps you can take in Oregon:
- Review your credit reports for errors and dispute inaccuracies with the credit bureaus.
- Contact the credit card company to clarify and resolve the discrepancies.
- Consider seeking legal advice for potential credit reporting violations.
Would you like guidance on how to dispute these errors with the credit bureaus?