Vehicle Purchase Dispute Resolution

Ahmet

Here’s a concise summary of your situation that you can share with an attorney: Summary of the Situation *. Vehicle Purchase and Agreement: • In February *, I purchased a * Ford Escape from the seller (Mr. Ender Galindo Gunes) through an oral agreement while he was residing in Queens, NY. • Under the agreement, I assumed responsibility for loan payments ($*/month) and insurance costs, which I paid consistently. *. Seller’s Move to New Jersey: • In December *, the seller relocated to West New York, NJ. The vehicle remained in my possession at that time. *. Key Incidents: • March *: The vehicle sustained damage while legally parked, and the seller failed to assist with insurance claims or repairs. • July *: The car was towed. The seller retrieved it, and I lost access to the vehicle. Since then, I believe the car may have been sold by the seller. *. Financial Losses: • Loan Payments: I paid a total of $*,* for the car loan. • Insurance Costs: I paid $*,* in insurance premiums. • Towing and Rental Expenses: After losing the car, I incurred $*,*.* in rental costs and $*,*.* in tolls. • Therapy Costs: Due to emotional distress caused by the seller’s actions, I spent *,* Turkish Lira (~$*) on therapy sessions. *. Unauthorized Recordings and Threats: • While visiting the seller’s home, I discovered he had recorded my conversations without my consent, violating privacy laws in both NY and NJ. • He later threatened to misuse these recordings, which I believe constitutes potential extortion. *. Refusal to Accept the Vehicle: • I no longer want the car, even if offered back to me. My focus is on recovering the financial losses incurred due to the seller’s negligence and breach of our agreement. *. Legal Concerns: • I am seeking reimbursement for $*,*.* + *,* Turkish Lira. • I believe the seller’s actions constitute: • Breach of Contract • Unjust Enrichment (if he sold the vehicle without compensating me) • Violation of Privacy Laws • Negligence Questions for the Attorney: *. Which State’s Law Applies: Since the agreement originated in New York but the seller now resides in New Jersey, which state’s laws and courts would govern this matter? *. Oral Agreement Validity: How enforceable is the oral agreement regarding loan and insurance payments? *. Privacy Violations: What legal remedies are available for unauthorized recordings and threats? *. Unjust Enrichment: If the seller sold the car without reimbursing me, can I pursue a claim for unjust enrichment? *. Best Legal Path: What is the most effective way to recover my financial losses (e.g., small claims court, formal lawsuit)?

Summary of the Situation *. Vehicle Purchase and Agreement: • In February *, I purchased a * Ford Escape from the seller (Mr. Ender Galindo Gunes) through an oral agreement while he was residing in Queens, NY. • Under the agreement, I assumed responsibility for loan payments ($*/month) and insurance costs, which I paid consistently. *. Seller’s Move to New Jersey: • In December *, the seller relocated to West New York, NJ. The vehicle remained in my possession at that time. *. Key Incidents: • March *: The vehicle sustained damage while legally parked, and the seller failed to assist with insurance claims or repairs. • July *: The car was towed. The seller retrieved it, and I lost access to the vehicle. Since then, I believe the car may have been sold by the seller. *. Financial Losses: • Loan Payments: I paid a total of $*,* for the car loan. • Insurance Costs: I paid $*,* in insurance premiums. • Towing and Rental Expenses: After losing the car, I incurred $*,*.* in rental costs and $*,*.* in tolls. • Therapy Costs: Due to emotional distress caused by the seller’s actions, I spent *,* Turkish Lira (~$*) on therapy sessions. *. Unauthorized Recordings and Threats: • While visiting the seller’s home, I discovered he had recorded my conversations without my consent, violating privacy laws in both NY and NJ. • He later threatened to misuse these recordings, which I believe constitutes potential extortion. *. Refusal to Accept the Vehicle: • I no longer want the car, even if offered back to me. My focus is on recovering the financial losses incurred due to the seller’s negligence and breach of our agreement. *. Legal Concerns: • I am seeking reimbursement for $*,*.* + *,* Turkish Lira. • I believe the seller’s actions constitute: • Breach of Contract • Unjust Enrichment (if he sold the vehicle without compensating me) • Violation of Privacy Laws • Negligence

All of them

Oh

Yes

Oh

I don’t have money for lawyer

Can I send you that letter and you can see and give me advice?

If I send my letter to him and give him a deadline, and if he don’t pay u til deadline, I will go to court. This behavior is legal or not? About my letter

Yes

Ahmet Sahin TASTAN
*-* 50th St, Queens, NY * */*/* Ender GALİNDO GUNES * Ave St Port Imperıal Apt *, West New York, NJ *   Subject: Detailed Reimbursement Request for Vehicle-Related Expenses and Associated Losses   I am writing to formally request reimbursement for financial losses and expenses incurred following the purchase and use of a * Ford Escape from Ender GALİNDO GUNES on February *, *. The issues that have arisen since this purchase, including repairs, vehicle usability, and forced rentals, have caused significant financial and emotional distress. Below, I provide a comprehensive account of the events, expenses, and their impact.   *. Financial Background: Vehicle Purchase, Loan, and Insurance Payments On February *, *, I purchased a * Ford Escape from Ender GALİNDO GUNES. Beginning March *, I assumed responsibility for loan payments of $* per month and associated insurance costs. These payments were made consistently and are detailed below:   Loan Payments • March *, * - July *, *: $*/month Total Loan Payments: $*,*   Insurance Payments • March *, *: $* (Old insurance policy) • March *, * – September *, *: $*/month • October *, *: $* (Increase due to family policy change) • November *, *: $* • December *, *: $* • December *, *: $* • January *, * – May *, *: $*/month • June *, *: $* Total Insurance Payments: $*,*   Additional Fees   • December *, *: $* for registration and plate change (from NY to NJ).   *. Vehicle Damage and Repairs On March *, *, the vehicle sustained damage while legally parked. I informed you of the incident, yet you failed to take the necessary steps to assist with repairs or insurance claims, further breaching your responsibilities as the legal owner.   *. Vehicle Towing and Forced Rentals On July *, *, my vehicle was towed due to circumstances tied to Ender GALİNDO GUNES’s actions. At the time, I was unable to legally operate as an Uber driver in New York without additional documentation. As a result, I was forced to rent vehicles to sustain my income. Below is a breakdown of rental costs and associated toll expenses: • July * – October *, * (* weeks) Total Rental Costs: $*,*.* Total Tolls: $*,*.*   *. Unauthorized Recordings, Threats, and Substance Abuse While I acknowledge that you may have devices like Alexa in your home, I was not informed or made aware that these devices were actively recording during my visits. Recording private conversations or activities without my consent violates privacy laws in both New York and New Jersey. These states require consent from at least one party to a conversation for recordings to be lawful, and as a guest in your home, I did not consent to being recorded. Your subsequent threats to use these recordings against me constitute potential extortion or blackmail, which are actionable offenses under state and federal laws. Misusing recordings to intimidate, harm, or coerce someone is not only unethical but also illegal. During an attempt to retrieve my personal belongings from the vehicle, I recorded our conversation using my phone. This recording was conducted in compliance with New York and New Jersey's one-party consent laws, which allow for audio recording when one party (myself) consents. I took this step to document your behavior because I felt unsafe during the interaction. In this recording, you insulted me, calling me a "villager," and made other discriminatory and hostile remarks, including expressing regret that items in the vehicle were not stolen. Additionally, I believe your ongoing substance abuse, including the use of cocaine and other drugs, contributed to your erratic behavior and failure to meet your financial and legal obligations. These behaviors align with patterns commonly associated with substance addiction, which further explains your neglect of responsibilities and hostility toward me.   *. Emotional Harm and Therapy Costs The emotional distress caused by your actions led me to seek therapy. I attended * sessions with a licensed therapist, incurring costs of *,* Turkish Lira ($*). *. Clarification Regarding Vehicle Ownership and Rejection of Ownership as a Resolution Regardless of the vehicle's current status-whether it has been sold or remains in your possession-| want to make my position clear: *. No Interest in Ownership: • I do not want to take ownership of the vehicle now or in the future. My claims are strictly for financial reimbursement of losses incurred, including loan payments ($*,*) and insurance payments ($*,*). *. Breach of Agreement: • You breached our oral agreement by failing to uphold your responsibilities, causing significant financial harm. *. If the Vehicle Is Unsold: • If you still own the car, any suggestion t ansfer ownership to me is unau ptable.   *. Citizenship Implications As you are aware, the U.S. Citizenship and Immigration Services (USCIS) requires applicants to demonstrate good moral character(GMC) as part of the naturalization process. Your actions—including unauthorized recordings, threats, discriminatory remarks, and failure to meet financial obligations—may raise concerns about your moral character and compliance with legal and ethical standards. Additionally, your substance use reflects poor judgment and irresponsibility, further raising concerns about your ability to meet the standards required by USCIS.   *. Witnesses and Documentation Please be aware that I have retained all relevant proof and documentation to support my claims, including: • Payment records for loans, insurance, rentals, and tolls. • Copies of communication and messages related to the vehicle and associated issues. • Audio recordings documenting hostile and discriminatory language used during our interactions. • Written statements from witnesses who were aware of or present during key events. This evidence further substantiates my position and will be submitted as part of any legal proceedings, should this matter escalate.   *. Responsibility for Safety and No Communication Clarification Regarding Prior Communication On [date], I sent you messages expressing my frustration and emotional distress following the financial harm and personal stress caused by your actions. At that time, I was overwhelmed by the financial burden, including the towing of the vehicle and your partial payment of $*. These messages were not intended as a waiver of my legal rights or a formal settlement of the matter. My current claim reflects the full extent of the financial and emotional harm I have experienced, which far exceed the $* payment. This letter now serves as the formal and final notice of the total amount owed.   Given your past actions, including threats, unauthorized recordings, and hostile language, I do not feel secure communicating with you directly or indirectly in any form. *. No Communication is Permitted: o I will not accept or respond to any form of communication from you, including but not limited to: ▪ Phone calls ▪ Text messages ▪ Emails ▪ Social media messages ▪ Attempts to contact me through mutual friends, family members, or any third party.     *. Payment Only: o The only acceptable action from you is the delivery of a check for the full amount owed. This check must be sent via mail to my address provided at the top of this letter.   *. Legal Consequences: o Any attempt to contact me directly, indirectly, or through any third party will result in immediate legal action for harassment.   *. Anticipation of Defenses or Delays While I am issuing this letter in good faith to resolve the matter amicably, I am aware of potential arguments or actions you may attempt to avoid fulfilling your obligations. I want to address these in advance: *. Claiming Financial Inability to Pay: o Your financial situation does not negate your legal responsibility to reimburse me for the damages you caused. Should you claim financial hardship, I will request documentation to verify these claims and will still pursue the matter in court to obtain a judgment. *. Disputing the Agreement: o I have retained evidence of our agreement and my consistent payments toward the car loan, insurance, and other related costs. This evidence demonstrates your failure to meet your obligations and negates any argument of ambiguity regarding our arrangement. *. Ignoring This Letter: o If you fail to respond or comply with the terms outlined in this letter, I will proceed with filing a legal claim in court to recover the full amount owed, along with any additional damages or fees incurred. *. Filing a Counterclaim or Claiming Harassment: o Any counterclaims or allegations of harassment are unfounded. My prior communications with individuals in your circle were factual, tied directly to this matter, and intended to seek resolution. Any attempt to deflect responsibility through baseless claims will not hold up in court.   *.Summary of Financial Losses Below is a consolidated summary of all incurred expenses: *. Loan Payments: $*,* *. Insurance Payments: $*,* *. Registration and Plate Change Fees: $* *. Rental Costs (July – October *): $*,*.* *. Tolls (During Rentals): $*,*.* *. Therapy Costs: *,* Turkish Lira($*)   Total Losses (Excluding Therapy): $*,*.* + *,* Turkish Lira($*)   *. Request for Reimbursement Given the substantial and unjustified financial burden I have borne due to these circumstances, I request full reimbursement of $[*,*.*+*,* Turkish Lira] in 21 days from this letter. Please note that I will only accept payment in the form of a certified check issued under your name. Kindly ensure the check is addressed to Ahmet Sahin Tastan. Should you require additional documentation, including receipts or transaction records, I am prepared to provide these promptly.   *. Partial Payment and Traffic Ticket Deduction After the vehicle was towed, you sent me $* as a partial reimbursement to cover the last month’s loan and insurance payments, as well as the down payment for the new insurance. This amount was reduced from $* due to the deduction of $* for a traffic ticket I incurred while driving the car. Although I acknowledge that this ticket was my responsibility, the partial reimbursement does not address the remaining financial losses I incurred as a result of our agreement.   LEGAL CLAIMS Your actions constitute: • Breach of Contract: You failed to uphold your obligations under our oral agreement by neglecting loan and insurance payments, leading to financial harm. • Unjust Enrichment: You received payments for the car loan and insurance while failing to deliver the agreed-upon services. • Violation of Privacy Laws: Unauthorized recording and subsequent threats are actionable under New Jersey State law. • Negligence: Your failure to assist with the accident and subsequent repossession demonstrates negligence in managing your responsibilities as the vehicle’s legal owner. Public Record Implications: If this matter proceeds to court, all details, evidence, and judgments will become part of the public record. This may impact your reputation personally and professionally. By addressing this matter amicably now, you can avoid these outcomes. However, failure to comply with the terms of this letter will leave me no choice but to pursue these options.   Payment must be made in full by [21 days from the date of this letter]. Failure to comply will result in immediate legal action, including filing a claim in Small Claims Court and reporting your actions to the appropriate authorities.       Addition to the Letter:   Settlement Offer to Resolve the Matter Privately   Payment Options To resolve this matter, I am offering two options for reimbursement: *. Partial Reimbursement – Loan and Insurance Payments Only: • If you choose to pay only the loan ($*,*) and insurance payments ($*,*), totaling $*,*, this amount must be paid within 14 days from the date of this letter. • Upon receiving this amount, I will consider the matter resolved and waive all further claims related to this vehicle. *. Full Reimbursement – All Losses: • If you do not agree to the partial reimbursement, I expect payment of the full amount of $*,*.* + *,* Turkish Lira to be made within 1 month from the date of this letter. Settlement Terms • Payment must be provided as a certified check payable to Ahmet Sahin Tastan and mailed to my address listed above. • If neither option is fulfilled within the respective timeframes, I will proceed with legal action to recover the full amount owed, including damages, fees, and interest as determined by the court. Important Notice: This offer is made in good faith to avoid unnecessary legal escalation and provide you with an opportunity to resolve the matter privately. Failure to act within this timeframe will leave me no choice but to seek full legal remedies.   Thank you for your prompt attention to this matter. Sincerely,
Ahmet Sahin Tastan

Should I add law to my letter. Like it’s enrichment and it’s in the this law etc. should I do that?

Here’s your updated letter incorporating both New York and New Jersey laws, structured for clarity and impact: Ahmet Sahin Tastan *-* 50th St Queens, NY * */*/* Ender Galindo Gunes * Ave St Port Imperial Apt * West New York, NJ * Subject: Detailed Reimbursement Request for Vehicle-Related Expenses and Associated Losses I am writing to formally request reimbursement for financial losses and expenses incurred following the purchase and use of a * Ford Escape from you on February *, *. The issues that have arisen since this purchase, including repairs, vehicle usability, and forced rentals, have caused significant financial and emotional distress. Below, I provide a comprehensive account of the events, the applicable laws, and the financial harm caused. *. Financial Background: Vehicle Purchase, Loan, and Insurance Payments On February *, *, I purchased a * Ford Escape from you under an oral agreement while you were residing in Queens, New York. Beginning March *, I assumed responsibility for loan payments of $* per month and associated insurance costs. These payments were made consistently: Loan Payments • March *, * - July *, *: $*/month Total Loan Payments: $*,* Insurance Payments • March *, * – September *, *: $*/month • October *, *: $* • November *, *: $* • December *, *: $* • December *, *: $* • January *, * – May *, *: $*/month • June *, *: $* Total Insurance Payments: $*,* Additional Fees • December *, *: $* for registration and plate change (NY to NJ). While this agreement originated in New York, your relocation to New Jersey in December * places this matter within the jurisdiction of both states. My claims address obligations and harm under New York and New Jersey law. *. Vehicle Damage and Repairs On March *, *, the vehicle sustained damage while legally parked. Despite my notification, you failed to assist with repairs or insurance claims, breaching your duty as the legal owner and neglecting your obligations under our agreement. *. Vehicle Towing and Forced Rentals On July *, *, my vehicle was towed due to circumstances tied to your actions. As a result, I was unable to use the vehicle and was forced to rent cars to sustain my income. Rental and Tolls (July – October *): • Total Rental Costs: $*,*.* • Total Tolls: $*,*.* Under N.J.S.A. *:*-*, your failure to fulfill your obligations demonstrates negligence and a failure to exercise reasonable care, directly leading to my financial harm. *. Unauthorized Recordings and Threats While residing in New Jersey, you recorded conversations in your home without my knowledge or consent. This violates the New Jersey Wiretapping and Electronic Surveillance Control Act (N.J.S.A. 2A:156A-*), which requires at least one party’s consent for lawful recordings. Your subsequent threats to misuse these recordings constitute potential extortion under state and federal laws. These actions caused significant emotional distress and demonstrate a breach of privacy and trust. *. Emotional Harm and Therapy Costs The financial harm and emotional distress caused by your actions led me to seek therapy, incurring costs of *,* Turkish Lira (~$*). This further highlights the extent of the damages caused. *. Clarification Regarding Vehicle Ownership and Rejection of Ownership as a Resolution Regardless of the vehicle’s current status—whether it has been sold or remains in your possession—I want to make my position clear: *. No Interest in Ownership: • I do not want to take ownership of the vehicle now or in the future. Offering the vehicle as a resolution is unacceptable, as it does not address the financial harm I have incurred. *. Breach of Agreement: • You breached our oral agreement by failing to uphold your responsibilities, causing significant financial harm. *. If the Vehicle Has Been Sold: • Selling the vehicle does not absolve you of financial obligations. Under Callano v. Oakwood Park Homes Corp., * N.J. Super. * (*), retaining profits from the sale while failing to reimburse me constitutes unjust enrichment. *. Damages Exceed Vehicle Value: • The financial harm I suffered—including rental costs and emotional distress—far exceeds the vehicle’s market value. *. Final Stance: • My claim is for monetary reimbursement of my losses, and the car’s ownership or sale status is irrelevant to this claim. *. Settlement Offer and Payment Options To resolve this matter, I am offering two options for reimbursement: *. Partial Reimbursement – Loan and Insurance Payments Only: • Pay $*,* within 14 days from the date of this letter. • Upon receipt, I will consider the matter resolved and waive all further claims. *. Full Reimbursement – All Losses: • Pay the full amount of $*,*.* + *,* Turkish Lira (~$*) within 1 month from the date of this letter. Settlement Terms: • Payment must be provided as a certified check payable to Ahmet Sahin Tastan and mailed to my address. • Failure to comply within the respective timeframes will result in legal action to recover the full amount owed, plus damages, fees, and interest. *. Summary of Financial Losses *. Loan Payments: $*,* *. Insurance Payments: $*,* *. Registration and Plate Change Fees: $* *. Rental Costs (July – October *): $*,*.* *. Tolls (During Rentals): $*,*.* *. Therapy Costs: *,* Turkish Lira (~$*) Total Losses (Excluding Therapy): $*,*.* Therapy Costs: *,* Turkish Lira (~$*) *. Legal Consequences Your actions constitute: • Breach of Contract: Under N.Y. and N.J. contract law, you failed to fulfill your obligations. • Unjust Enrichment: Retaining benefits without reimbursement violates legal principles established in Callano v. Oakwood Park Homes Corp. • Violation of Privacy Laws: Your unauthorized recordings violate N.J.S.A. 2A:156A-*. • Negligence: Under N.J.S.A. *:*-*, your actions directly caused financial harm. Failure to resolve this matter will result in: *. Filing a legal claim for damages in New Jersey courts. *. Reporting unauthorized recordings to the appropriate authorities. *. Raising concerns with USCIS regarding good moral character standards for naturalization. Thank you for your prompt attention to this matter. Sincerely, Ahmet Sahin Tastan

Yes please

He’s in the citizenship process, this kind of situation if go to court, do you think it will effect his citizenship status or process

Yes

As you know the all situation, do you think he can sue me or open claim?

Asking money, I think I’ll give him 14 days for 11K$ do you think it’s fair

Do you think if I ask all money like 22K in 14 days, what could happen

Yes but I don’t have money for lawyer or attorney