Verbal Car Sale Dispute

Summary

Verbal contracts can be legally binding in Michigan. Stopping a payment on a check with intent to defraud is illegal. Banks can close accounts for fraudulent activities. Depositing a printed check is generally legal if it is genuine. Consult a local attorney for further guidance.

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I had a verbal agreement with somebody to buy my car. Verbal and text that they were *% going thru with deal. I legitimate check was written and texted to me for down payment. I printed legitimate check and it got returned as unauthorized. They put a stop payment on it. Now my bank shut my account down and said because of firsr person fraud. I did not alter or chsnge anything. Is there anything illegal
Hello ****, I understand your situation. To provide you with accurate information, could you please tell me in which country and state this happened? This will allow me to refer to the specific laws of your location.
Michigan
Based on your situation in Michigan:
- Verbal contracts can be legally binding.
- Stopping a payment on a check can be considered illegal if it was done with intent to defraud.
- Banks have the right to close accounts for fraudulent activities.
You may want to consult a local attorney for advice.
Is depositing a printed but legitimate check okay
In Michigan, depositing a printed check is generally legal as long as it contains all the necessary elements of a check and is not fraudulent. However, individual bank policies may vary. Always consult your bank before depositing a printed check.
They potential buyer sent me a picture of the filled out check which was printed on printer and then deposited
Based on your situation in Michigan:
- Depositing a printed check is usually legal.
- If the check is fraudulent, it can lead to legal issues.
- It's crucial to ensure the check is genuine before depositing.
Consult with a local attorney for further guidance.