Credit Card Usage Dispute

Summary

If you used a friends card with permission, its generally not fraud. However, she can report it as unauthorized. Legal outcomes depend on Indiana laws. Consult a local attorney for advice.

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Indiana
Thank you for the information. Generally,
- If your friend gave you permission, it's not fraud.
- She can't press charges, only the prosecutor can.
- If she reports to the bank, they may conduct an investigation.
However, laws vary by location, it's better to consult a local attorney.
Yes
Based on your situation:
- If your friend willingly gave you permission to use her card, it's not considered fraud.
- However, she can still report it to the bank as an unauthorized transaction.
- Legal proceedings may depend on specific Indiana state laws.
Please consult a legal advisor for personalized advice.