Judgment Debt And Property

Summary

If you have paid a judgment but face additional charges, verify the interest and fees. Courts can issue charging orders, but consider your circumstances. Challenge interest calculations if incorrect, seek mediation, or apply to court if necessary. Legal advice is recommended.

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I have paid £* to a judgement. The solictor states there is £* owning including £* in interest which I am unsure of. He states he will still pursue the charging order on my house if unpaid. I l live here with my sick daughter. What are my rights without being intimidated?
Hi ****, it sounds like a stressful situation. Here are some points to consider:
- Check the terms of the original judgment to verify any interest or additional fees.
- Ask the solicitor for a detailed breakdown of the outstanding amount.
- You may challenge the interest calculation if incorrect.
- Consider seeking free legal advice for support.
Have you discussed or challenged the interest calculation with the solicitor?
I propose to challenge the interest amount. I am worried about an order of sale being imposed on my house
Here are a few steps to consider in your situation:
- Challenge the Interest: If you believe the interest calculation is wrong, you can formally challenge it.
- Seek Mediation: Consider mediation to resolve the dispute with the solicitor amicably.
- Court Action: If necessary, apply to the court to dispute the interest or the charging order.
Have you explored mediation or court action as options?
I will explore that. Can a court grant a final charging order and order of sale on this amount
Case Rating: *
In England, a court can grant a final charging order on a property if a debt is unpaid. An order for sale can follow, but it's more serious and typically considered for larger debts. Courts consider your circumstances, like living with your sick daughter. Seeking legal advice is wise. Do you have any other concerns about the situation?