Debt Collection Appeal Guidance

Summary

The user is facing a judgement from a debt collection agency in Wisconsin. The debt originated from a now-defunct pain clinic. The user claims they never received any bills or communication about the debt. The judgement is over $5,000, which the user, who is on disability, cannot afford. The user wants to appeal the judgement but has not taken any steps yet. The user claims they informed the court and the law firm representing the debt collector about not receiving any written communication regarding the debt, but the judge dismissed their claim due to lack of evidence.

Full Conversation

I have a judgement against me by an oit of business pain clinic that turned intova debt collector. They nevdr sent out any bills to me or told me I owed them money. They didcthis to a lot of their clients. I wanted help with with an appeal. I'm on disability, I cannot afford this.
What state are you located in, ****? This will help me provide the most accurate information regarding your situation.
Wisconsin
What is the amount of the judgement against you? In Wisconsin, certain types of income, including disability benefits, are generally exempt from garnishment.
Over $*,*
What is the name of the court where the judgement was issued? In Wisconsin, you have 45 days to appeal a civil judgement.
Winnebago Courthouse in Oshkosh, WI
What is the name of the debt collection agency? In Wisconsin, debt collectors must follow the Wisconsin Consumer Act.

- Winnebago County Courthouse: * Jackson St, Oshkosh, WI *, USA. Phone: +* *-*-*.
APM Receivables
What is the date of the judgement against you? This is important as in Wisconsin, you have 45 days from the date of the judgement to file an appeal.
*-*-*
Have you received any written communication from APM Receivables regarding this debt?

Explanation: Under the Fair Debt Collection Practices Act, debt collectors are required to provide written notice of the debt.
No they said they sdnt mexa letter in December but I never got it
Did you inform the court or the debt collection agency about not receiving the letter? In Wisconsin, debt collectors must provide written notice of the debt.
Dobberstein Law Firm LLC represented them
Did you have any legal representation during the judgement process?
No
Did you receive any legal advice before or after the judgement was issued?
No
Did you inform Dobberstein Law Firm LLC or the court about not receiving any written communication regarding the debt?
Yes
Did Dobberstein Law Firm LLC or the court respond to your claim about not receiving any written communication regarding the debt?
They just sent me insurance claims but that was before insurance sent these out to patients
Did you receive any written notice from the court about the judgement before it was issued?
Just the court date
I told them thatcI never received anything about the debt. They told me they did that to a lot of people from that clinic
Did you attend the court hearing?
Yes
Did you present your case about not receiving any written communication regarding the debt at the court hearing?
Yes. The judge said I presented no evidence
What evidence did you present to the judge to support your claim that you didn't receive any written communication about the debt?
I had none
What steps have you taken since the judgement was issued?
None want to file an appeal
What is the reason you want to appeal the judgement?
I'm on disability I cannot pay it
I cannot pay that
None
What is the date you received the judgement notice?
*-*-*
What is the basis for your appeal? Are you disputing the debt itself or the process by which the judgement was made?
I'm on disability can't pay it
What evidence do you have to prove that you didn't receive any written communication about the debt?

In Wisconsin, debt collectors must provide written notice of the debt. If they fail to do so, it may be grounds for an appeal.
None
Me telling the law office. They saidcthey didcthis to a lot of us
Did you document your communication with the law office where they admitted to not sending out notices to many clients?
Just told my son
No
No
Jjust told people
No
Did you inform the court about the law office's admission of not sending out notices to many clients?
Yes
Yes
Judge didn't lusten
Yes
Yes I did
YES
Did you document your conversation with the law office where they admitted to not sending out notices to many clients?
NO
NO
no
No I didn't
I talked to the insurance company
I keep telling you the same answer
No
No I didn't
Thanks for nothing