Summary
A UCC lien in Kentucky is valid for five years and can be extended by filing a continuation statement. Creditors can attempt to collect debts past the statute of limitations, but they cannot sue for it. If a creditor attempts to collect a time-barred debt, it may be considered harassment. You can refer to Kentucky Revised Statutes 355.9-515 for more information on UCC lien validity and continuation. If you believe a lien or debt is past the statute of limitations, you may challenge its validity in court. Consider consulting with a local attorney for guidance on filing a counterclaim for harassment or violation of the Fair Debt Collection Practices Act (FDCPA).Full Conversation
How long is this collectible
In Kentucky, the statute of limitations for collecting a written contract debt is 10 years from the date of the breach or default. If you believe the debt is past this period, you may have grounds to challenge it.
Would you like more information on how to contest this in court?
Yes
To contest this in court, you should consider the following steps:
- Gather all relevant documents and communication records.
- Prepare evidence that the debt is past the statute of limitations.
- File a response to any legal actions taken against you.
- Attend court hearings.
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Is it illegal for them to try to collect past the statues of limitations
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It is not illegal for a creditor to attempt to collect a debt past the statute of limitations, but they cannot sue you for it. You can inform them that the debt is time-barred, and if they persist, it may be considered harassment.
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In Kentucky how long is a UCC lien
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A UCC lien in Kentucky is generally valid for five years from the date of filing. It can be continued for additional periods of five years by filing a continuation statement before the expiration of the initial five-year period.
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What kind of lean is this
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This appears to be a UCC (Uniform Commercial Code) lien, which is a legal claim against collateral granted to a lender by a borrower. This type of lien is used to secure a debt or obligation. Would you like more information on how to contest this in court?
How long does a uniform commercial code lien valid
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A UCC lien is generally valid for five years from the date of filing. It can be extended for additional five-year periods by filing a continuation statement before the initial period expires.
This UCC lean is past the statue of limitation
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In Kentucky, a UCC lien is valid for five years from the date of filing and can be extended by filing a continuation statement. If you believe the lien is past the statute of limitations and has not been continued, you may challenge its validity.
Would you like more information on how to handle this situation further in court?
Can you show me the statue in Kentucky to fight this
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You can refer to Kentucky Revised Statutes (KRS) for specific laws:
- KRS *.*-*: UCC lien validity and continuation.
Would you like more detailed guidance on how to proceed?
Yes
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Would you like to be connected to local lawyers who can better assist you with your case?
If so, please provide your phone number.
KRS *.*-*: UCC lien validity and continuation.
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You can refer to KRS *.*-* for detailed information on UCC lien validity and continuation. Would you like more specific guidance on how to contest this in court?
If they file this past the statues of limitations can I file a counter suit
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You can potentially file a counterclaim for harassment or violation of the Fair Debt Collection Practices Act (FDCPA) if they attempt to collect a debt past the statute of limitations. It is advisable to consult with a local attorney to guide you through the process and strengthen your case.
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