College Debt Collection Timeline

Summary

Community colleges in California can send overdue textbook rental accounts to collections after 60 to 180 days of non-payment. Debt collectors must adhere to the Fair Debt Collection Practices Act (FDCPA) to prevent harassment. Review your colleges policy on overdue rentals for specific details.

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I do, how long from the last email until the account is turned to collections and I start getting harassed by debt collectors
The timeline for an account being sent to collections varies by institution. Generally, it can take anywhere from * to 180 days of non-payment for an account to be sent to collections.
Are you located in a specific state? This could help provide more precise information based on your location.
California
In California, community colleges can send unpaid debts to collections. Generally, it might take * to 180 days of non-payment before this happens.
- Ensure you read the community college’s policy on overdue rentals.
- Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) to prevent harassment.
Do you need more information on dealing with debt collectors?