Summary
Credit card debt in Tennessee has a six-year statute of limitations. Disability income is generally protected from garnishment. Creditors can sue for unpaid debt, but legal advice is recommended. Legal Aid Society of Middle Tennessee can provide assistance.Full Conversation
Shelia
Hello Shelia, nice to meet you! What legal issue do you need assistance with?
I’m on disability and was wanting to know about credit card debt
Hello Shelia, could you please tell me which state you're living in? This is because the laws regarding credit card debt can vary depending on the state.
Tn
Hello Shelia, here are some general rules about credit card debt in Tennessee:
- The statute of limitations for credit card debt in Tennessee is six years.
- Credit card debt is unsecured, so creditors cannot take your disability income.
Legal Aid Society of Middle Tennessee
Phone:(*) *-*
Address: * Murfreesboro Pike #*, Nashville, TN *
Website: www.las.org Can I be sued if I can’t pay
Yes, creditors can sue for unpaid debt. However, because your income is from disability, it's generally protected from garnishment. If you're served with a lawsuit, seek legal advice. Legal Aid Society of Middle Tennessee can provide help:
Legal Aid Society of Middle Tennessee
Phone: (*) *-*
Address: * Murfreesboro Pike #*, Nashville, TN *
Website: www.las.org Thank you
You're welcome, Shelia! If you have more questions or need further clarification, feel free to ask. Remember, Legal Aid Society of Middle Tennessee is there to help you. Take care!
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