Loan Repayment Legal Steps

Summary

If someone owes you money in Delaware, gather evidence such as text messages and bank statements. Send a formal demand letter requesting repayment. If the debt remains unpaid, consider filing a claim in the Justice of the Peace Court, which handles small claims. Having written communication and financial records strengthens your case. Legal advice from a local attorney can provide personalized guidance.

Full Conversation

My cousin owes me a total of $*,*. From February to June, he’s been receiving money from me in increments. On July 18th, I asked him about the status of my money he owes me, he did I
It looks like there might have been a mix-up in the response. Could you clarify what action your cousin took when you asked about the money? Additionally, did you have any written agreement or communication regarding the loan?
My cousin did not respond at all after I asked him about the status of my money
It sounds like you might be dealing with a situation where you need to consider taking legal action for the debt. Here are a few steps you could consider:
- Determine if you have any written evidence or communication regarding the loan.
- Send a formal demand letter requesting repayment.
- Consider involving a lawyer or mediation services.
Do you have any written agreements or communication regarding the loan?
I have text messages
It's good that you have text messages as evidence. In New Jersey, here are some steps you can take:
- Collect Evidence: Gather all text messages and any other communication about the loan.
- Formal Demand Letter: Send a letter requesting repayment.
- Small Claims Court: Consider filing a claim if the amount is within the court's limit.
Would you like more information on any of these steps?
I actually live in Delaware
Case Rating: *
In Delaware, you can still use your text messages as evidence for your case. Here's what you can do:
- Collect Evidence: Keep all text messages and any other communication about the loan.
- Formal Demand Letter: Send a letter requesting repayment.
- Justice of the Peace Court: Consider filing a claim there, as small claims can be handled.
Would you like more information on any of these steps?
I also have bank statements
Case Rating: *
Having bank statements strengthens your evidence. Here's what you can do:
- Collect Evidence: Compile text messages and bank statements.
- Formal Demand Letter: Clearly state repayment terms.
- Justice of the Peace Court: File a claim if necessary.
Would you like detailed guidance on any of these steps?