Loan Harassment Legal Rights

Summary

In Karnataka, lenders must follow legal procedures for loan recovery. They can contact you but cannot harass or threaten. Home or office visits are allowed during reasonable hours without trespassing. Harassment and defamation are illegal, and you can file a police complaint, use audio recordings as evidence, and contact the banking ombudsman for misconduct. Consider a civil suit for defamation and harassment.

Full Conversation

What are the company rights have they can visit the home and office prilims
In Karnataka, companies have certain rights when it comes to loan recovery, but they must adhere to legal procedures:
- They can contact you for recovery but cannot harass or threaten.
- Visiting your home/office is allowed during reasonable hours, but they cannot trespass.
- They cannot defame or threaten you in any way.
Would you like more information on how to handle this situation legally?
Yes please suggest
In Karnataka, to handle harassment by lenders legally, you can:
- File a police complaint against harassment and defamation.
- Utilize audio recordings as proof of misconduct.
- Contact the banking ombudsman for lender violations.
- Consider filing a civil suit for defamation and harassment.
Would you like to be connected to local lawyers for better assistance?
Yes
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This seems like a potentially strong case for legal intervention due to harassment and defamation. Would you like to be connected to local lawyers who can better assist you with your case?
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Sreenadh Y
Case Rating: *
This situation involves harassment, defamation, and potential legal violations, which makes it a high value case. It can benefit from professional legal assistance.
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