Old Debt Collection Lawsuit

Summary

In Oklahoma, the statute of limitations for a debt related to a car repo is typically 5 years. After that period, while a debt collector may still attempt to collect, they cannot sue you to enforce the debt.

Full Conversation

Can I be sued over a 20 year old debt collection for a car repo
Sure, I can help you with that. First, could you please tell me where you are located? Laws on debt collection can vary based on the jurisdiction.
Oklahoma
In Oklahoma, the statute of limitations for a debt related to a car repo is typically 5 years. After that, while a debt collector may still attempt to collect, they can't sue you to enforce the debt.