Medical Debt Collection Defense

Summary

In Virginia, the statute of limitations for collecting a debt is generally five years for written contracts. Since your debt is from 2022, it is within the statute of limitations. You can request debt verification from the collection company, consult a lawyer, and attend court to defend your case. Not responding can lead to a default judgment against you.

Full Conversation

I have a collection company taking me to court for a medical bill
Hello ****, I'm sorry to hear about your situation. Could you please tell me which state you are in? The laws regarding medical debt collection can vary depending on the location.
I can't see full text from you
I apologize for the inconvenience, ****. Can you confirm your location so I can provide accurate legal information on medical debt collection?
Chesapeake Virginia
In Virginia, the statute of limitations for collecting a debt is generally five years for written contracts. If it's past this time, the debt is "time-barred," but this doesn't prevent a lawsuit. You still need to respond to the lawsuit by the given date.
I believe its from *
Since the debt is from *, it's within the statute of limitations in Virginia. You can:
- Request debt verification from the collection company.
- Consult a lawyer.
- Attend court to defend your case.
Remember, not responding can lead to a default judgment against you.
Would i nerd
I apologize for any confusion, ****. Could you please clarify what additional information you need? Are you asking if you need a lawyer or if there are other steps you should take regarding this medical bill?
Yes , how
I understand that you need more guidance. Are you asking how to request debt verification, how to find a lawyer, or how to prepare for court? Please specify so I can assist you better.
Sorry phn or something not working right. I do see the phone number
I apologize for any inconvenience. It seems like the phone number is not visible. Can you please specify which phone number you were referring to?
Thank you
I apologize for the confusion earlier. It sounds like you need a phone number for legal assistance in Chesapeake, Virginia. Is that correct?