Reviving Old Debt Judgment

Summary

Creditors in Illinois can enforce judgments for up to 20 years and revive them within 10 years. Wage and bank account garnishment is possible. Seek free or low-cost legal aid for personalized advice.

Full Conversation

Im in Illinois, a single mom, went through a terrible divorce, on a budget. Had a credit card judgement against me in *. Was unable to pay. They now in * are trying to revive the judgement 13 years later. Ive been told they can only revive after 10 years. It was a small debt, they are now seeking over double the amount, which I do not have. Can they garnish my wages? Bank account after 13 years?
Hello ****,
Here are some general points related to your situation in Illinois:
- Judgments are typically enforceable for 20 years.
- Creditors can attempt to revive a judgment within 10 years.
- Wage garnishment or bank account garnishment is possible.
Please consult a legal professional for advice tailored to your specific circumstances.
Si they are trying to revive it after 13 years not *. Can they do this?
Hello ****,
In Illinois, creditors generally have 20 years to enforce a judgment and 10 years to revive it. However, they can possibly move to extend this duration. It's critical to consult a legal professional for personalized advice.
I cannot afford a lawyer. Hence why I am chatting here.
Hello ****, in Illinois, free or low-cost legal help is available. Organizations like Illinois Legal Aid Online (www.illinoislegalaid.org) or Prairie State Legal Services (www.pslegal.org) can provide assistance. It's worth reaching out to such organizations for advice tailored to your situation.