Debt Collection Legal Advice

Summary

Debt collectors in Pennsylvania must follow the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment and requires debt validation. If a debt is validated, consider setting up a payment plan. If the lawyers office declines, seek legal help.

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Jennifer
Hi Jennifer, I'm here to provide you with legal information. Could you please tell me about the legal issue you're facing?
I have a lawyers office contacting me to collect a debt by May 17th or there will be a judgement pursued.
Hello Jennifer, I understand your concern. In Pennsylvania, debt collectors must adhere to the Fair Debt Collection Practices Act (FDCPA):
- They can't harass or abuse you.
- They must validate the debt.
- They can't threaten legal action they don't intend to take.
Have you asked them to validate the debt?
they ddid
Hello Jennifer, if the debt has been validated, you may want to consider setting up a payment plan with the lawyer's office. If they decline, it would be wise to seek legal help. Would you like assistance finding a local lawyer?