Cease And Desist Letter

Sure, here's a concise cease and desist letter for your situation:
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[Your Name]
[Your Address]
[City, State, ZIP Code]
[Email Address]
[Phone Number]
[Date]
Lantern Debt Recovery Services Ltd
[Company Address]
[City, State, ZIP Code]
Subject: Cease and Desist for GDPR Breach
Dear Sir/Madam,
I am writing to formally notify you that you have breached GDPR regulations by failing to provide the deed of assignment for the portrayed debt.
As a result, I deny any and all responsibility for the alleged debt. I demand that you cease all collection activities immediately.
Yours faithfully,
[Your Full Name]
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Does this cover your needs?

It looks like you're dealing with a GDPR breach issue with Lantern Debt Recovery Services Ltd in the UK. It's crucial to address this correctly.
I recommend you also report this matter to the Information Commissioner's Office (ICO) as they handle GDPR breaches.
Would you like guidance on how to report this to the ICO?

To report a GDPR breach to the Information Commissioner's Office (ICO) in the UK, follow these steps:
- Visit the ICO website at www.ico.org.uk.
- Navigate to the "Report a concern" section.
- Fill out the online form with details about the breach.
Would you like more detailed guidance on filling out the form?

Debt collectors in the UK must provide a deed of assignment upon request under the Financial Conduct Authority (FCA) regulations and the Consumer Credit Act *.
- *FCA regulations*: Debt collectors must provide clear information about the debt.
- *Consumer Credit Act **: Requires that debtors are informed of the assignment.
Do you need more information on how to request the deed of assignment formally?

For specific case law regarding the provision of a deed of assignment by debt collectors in the UK, you can refer to:
*. Van Lynn Developments Ltd v Pelias Construction Co Ltd (*): This case discusses the necessity of providing notice of assignment to the debtor.
*. W F Harrison & Co Ltd v Burke (*): This case highlights the importance of the deed of assignment in proving the creditor's right to collect the debt.
Would you like more details on these cases or guidance on how to reference them?

A pre-contractual agreement, often referred to as a "heads of terms" or "letter of intent," is generally not legally binding. However, some provisions within it might be enforceable, such as confidentiality or exclusivity clauses.
Could you please specify the nature of the agreement and your location for more precise information?

In legal terms, a "chose in action" refers to a right to bring an action to recover a debt, money, or property. An agent can hold a chose in action if they are acting on behalf of the principal and have been given the authority to pursue it.
Would you like more information on how an agent can enforce a chose in action?

Under UK law, a pre-contractual agreement, often known as a "heads of terms" or "letter of intent," is generally not legally binding as it usually outlines the intentions of the parties without creating enforceable obligations. However, certain provisions within such an agreement, like confidentiality or exclusivity clauses, can be legally binding.
Would you like to know more about specific enforceable provisions within pre-contractual agreements?

In the UK, a hire purchase pre-contractual agreement is generally not legally binding, as it typically outlines the terms and intentions before the actual hire purchase agreement is signed. However, certain provisions within it, such as confidentiality or exclusivity clauses, can be enforceable.
Would you like more information on the enforceable provisions within a hire purchase pre-contractual agreement?