Debt Negotiation Legal Advice

Summary

If you are facing a lawsuit from Discover for a $6400 debt, you can try contacting Discover directly, but they may refer you back to their attorney. Its often best to communicate through the attorney once they are involved. Consider hiring a local attorney for advice on debt negotiation or restructuring. You can also contact Legal Aid of North Carolina for free legal help with debt issues.

Full Conversation

I talked to a lady at Discovers their attorneys office and she told me since the account has not had a payment in over 6 months they can't negotiate. She told me I have to pay * monthly.payments or full balance. Hi. I received a letter from an attorney for discover saying they will file a lawsuit if I don't pay * dollars I owe. I called them and i have to pay * dollars for 3 months. I cant afford that. Can I call Discover? Or I have to continue to go through their attorney?
Hello ****, you can definitely reach out to Discover directly. However, if they've appointed an attorney, they may refer you back. Also, consider seeking legal advice on debt negotiation or restructuring in your area. Could you please let me know your location?
Ive contacted the attorney
****, based on the information provided, it seems you're dealing with a debt-related issue. It's often best to communicate through the attorney once they're involved. Could you please share your location so I can provide more specific advice?
****e county NC
Hello ****,
Based on your location in ****e County, NC, here are some general points:
- You may continue to communicate with Discover's attorney.
- Consider hiring a local attorney for advice on debt negotiation.
- You can contact Legal Aid of North Carolina for free legal help with debt issues. Their phone number is (*) *-*.
Ok thank you
You're welcome, ****. If you have any other legal questions in the future, feel free to reach out. We're here to help. Best of luck with your situation.
Thanks again
You're welcome, ****. If you have any more questions or need further guidance in the future, don't hesitate to contact us. Best of luck with your situation.