Old Water Bill Collections
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I have questions about old post due water bill, collections,
Hi ****! To provide better guidance, could you please let me know your location (city/state)? This will help me provide more specific information regarding the laws and regulations in your area.
Baxter springs Kansas
Hi ****! Here are some general points regarding old past due water bills and collections in Kansas:
- Statute of Limitations: In Kansas, the statute of limitations for debt collection is generally 5 years.
- Collection Practices: Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment and deceptive practices.
- Disputing Debt: You have the right to dispute the debt in writing within 30 days of receiving a collection notice.
Do you have any specific questions related to your situation?
- Statute of Limitations: In Kansas, the statute of limitations for debt collection is generally 5 years.
- Collection Practices: Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment and deceptive practices.
- Disputing Debt: You have the right to dispute the debt in writing within 30 days of receiving a collection notice.
Do you have any specific questions related to your situation?
Okay but I'm curious about specifically utility companies sending your old bills and past due to collections
Utility companies can indeed send old past-due bills to collections if you're behind on payments. Here are some key points:
- Statute of Limitations: As mentioned, it's generally 5 years in Kansas.
- Notification: You should receive a notice before the debt is sent to collections.
- Rights: You can dispute the debt within 30 days of receiving the collection notice.
Do you need advice on disputing the debt or dealing with the collection agency?
- Statute of Limitations: As mentioned, it's generally 5 years in Kansas.
- Notification: You should receive a notice before the debt is sent to collections.
- Rights: You can dispute the debt within 30 days of receiving the collection notice.
Do you need advice on disputing the debt or dealing with the collection agency?
Okay so what if say my water company which has a City utility sent my old bill to collections however they won't let me get water service back on until I paid off my old bill interest and all through the collections agency and I cannot pay it at the water department they won't take the payment
Alright, ****. Here are some points you might find helpful:
- Utility Company Policies: Cities often have policies requiring past due bills to be settled before resuming services, even if they’ve been sent to collections.
- Payment Options: Since they are insisting on payment through the collection agency, you might need to negotiate a payment plan with the agency.
- Legal Recourse: If you believe the utility company’s actions are unreasonable, consider contacting your local consumer protection agency or consulting with a lawyer for potential legal recourse.
Would you like more information on disputing the debt or negotiating with the collection agency?
- Utility Company Policies: Cities often have policies requiring past due bills to be settled before resuming services, even if they’ve been sent to collections.
- Payment Options: Since they are insisting on payment through the collection agency, you might need to negotiate a payment plan with the agency.
- Legal Recourse: If you believe the utility company’s actions are unreasonable, consider contacting your local consumer protection agency or consulting with a lawyer for potential legal recourse.
Would you like more information on disputing the debt or negotiating with the collection agency?