Loan Recovery Legal Process

Summary

In India, police and political leaders cannot arrest someone for unpaid loans unless a criminal offense like fraud is involved. Unpaid loans are usually addressed through civil procedures by banks. If facing financial stress, consult a mental health professional and seek legal advice. Contact local authorities if theres immediate danger. For support, reach out to Kerala State Legal Services Authority or Childline India. Secure important documents and ensure a safe environment for your family.

Full Conversation

I don’t know, my mother has been suicidal
I'm really sorry to hear about your situation. Given your mother's mental health and the financial stress, you might want to consider the following steps:
- Consult with a mental health professional immediately.
- Seek legal advice from a qualified lawyer regarding the loan issues.
- Contact the local police if there's any immediate danger to your mother.
Would you like more information on legal aid services in Kerala?
Yes
~Kerala State Legal Services Authority (KELSA)
Phone: *-*
Address: Niyama Sahaya Bhavan, High Court Compound, Ernakulam, Kochi, Kerala - *
Website: www.kelsa.nic.in

Would you like more information on mental health support services in Kerala?
Something else I as a 18 year old can do to prevent anything bad happening? My mother won’t comply
I'm sorry to hear about your challenging situation. Here are some steps you can take:
- Contact a trusted family member or friend for support.
- Secure important documents related to the loans.
- Consult with a legal advisor for detailed guidance on managing the loans.
- Ensure a safe environment for your mother, removing any harmful objects.
Would you like more information on mental health support services in Kerala?
Contacting won’t help, none is trusted, mom doesn’t comply with giving the documents in a stress like this, I can’t just consult a legal advisor like this
I'm really sorry you're going through this. Here are a few actionable steps:
- Contact Childline India (*) for immediate help and counseling.
- Secure a safe environment for your mother to prevent self-harm.
- Reach out to a trusted teacher or school counselor for support.
- Consider contacting the Kerala State Women's Development Corporation (KSCDC) for aid and guidance.
Would you like more information on any of these resources?