Old Credit Card Debt

Summary

The statute of limitations for credit card debt in Illinois is typically 5-10 years. After this period, creditors cannot sue for the debt. However, acknowledging or making a payment can restart the clock. If youve acknowledged the debt, it could potentially restart the statute of limitations. Consult a local attorney for specific advice.

Full Conversation

Robert
Hello Robert, nice to meet you. How can I assist you with your legal issue today?
Is there a law beyond the statute of limitations regardingvan old credit card debt that wasnt paid from 13 years ago?
Hello Robert, before I can provide a specific answer, I need to know your location as the statute of limitations for credit card debt varies from state to state.
Illinois, ogle county
Hello Robert, here are the general legal rules about debts in Illinois:
- The statute of limitations for credit card debt in Illinois is typically *-10 years.
- After this period, a creditor cannot sue for the debt.
- However, acknowledging or making a payment can restart the clock.
I think i may have said something to indicate the debt. What now?
Hello Robert, if you've acknowledged the debt, it could potentially restart the statute of limitations. The best course of action would be to consult with a local attorney for specific advice.